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Central Government Offices Holiday List 2026: DOPT O.M

Central Government Offices Holiday List 2026: DOPT O.M

F.No.12/2/2023-JCA
Government of India
Ministry of Personnel, Public Grievances and Pensions
(Department of Personnel and Training)
Establishment (JCA) Section

North Block, New Delhi
Dated the 3rd July, 2025

OFFICE MEMORANDUM

Subject: Holidays to be observed in Central Government Offices during the year 2026- reg.

It has been decided that the holidays, as specified in the Annexure -I to this O.M., will be observed in all the Administrative Offices of the Central Government located at Delhi/New Delhi during the year 2026. In addition, each employee will also be allowed to avail himself/herself of any two holidays to be chosen by him/her out of the list of Restricted Holidays specified at Annexure – II.


Holiday List 2026 for Central Government Employees

Restricted Holiday List 2026 for Central Government Employees


2. Central Government Administrative Offices located outside Delhi / New Delhi shall observe the following holidays compulsorily in addition to three holidays, to be chosen out of the 12 optional holidays indicated below at para 3.1:

  1. REPUBLIC DAY
  2. INDEPENDENCE DAY
  3. MАНАТМА GANDHI’S BIRTHDAY
  4. BUDDHA PURNIMA
  5. CHRISTMAS DAY
  6. DUSSEHRA (VIJAY DASHMI)
  7. DIWALI (DEEPAVALI)
  8. GOOD FRIDAY
  9. GURU NANAK’S BIRTHDAY
  10. IDU’L FITR
  11. IDU’L ZUHA
  12. MAHAVIR JAYANTI
  13. MUHARRAM
  14. PROРНЕТ МОНAMMAD’S BIRTHDAY (ID-E-MILAD)

3.1. For offices located in New Delhi/Delhi, three holidays are selected by the D/o Personnel & Training and for the offices located outside Delhi/New Delhi three holidays are to be chosen by the Central Government Employees Welfare Coordination Committee in the State Capitals, if necessary, in consultation with Coordination Committees at other places in the State, from the list indicated below. The final list, applicable uniformly to all Central Government offices within the concerned State, shall be notified accordingly and no change can be carried out thereafter. It is also clarified that no change is permissible in the festivals and dates, as indicated at Annexure – and Annexure-II baring a few exceptions indicated at para 5.1 and 5.2 hereinafter. The 12 optional holidays are as follows:

  1. AN ADDITIONAL DAY FOR DUSSEHRA
  2. HOLI
  3. JANAMASHTAMI (VAISHNAVI)
  4. RAM NAVAMI
  5. MAHA SHIVRATRI
  6. GANESH CHATURTHI / VINAYAK CHATURTHI
  7. MAKAR SANKARANTI
  8. RATH YATRA
  9. ONAM
  10. PONGAL
  11. SRI PANCHAMI/ BASANT PANCHAMI
  12. VISHU/ VAISAKHI / VAISAKHADI / BHAG BIHU / MASHADI UGADI / CHAITRA SUKLADI / CHETI CHAND / GUDI PADAVA /1ST NAVRATRA / NAORAZ/CHHATH POOJA/KARVA CHAUTH.

3.2 No substitute holiday should be allowed if any of the festival holidays, initially declared, subsequently happens to fall on a weekly off or any other non-working day or in the event of more than one festival falling on the same day.

4. The list of Restricted Holidays appended as Annexure-II to this O.M. is meant for Central Government Offices located in Delhi / New Delhi. The Coordination Committees at the State Capitals may draw up separate list of Restricted Holidays keeping in view the occasions of local importance. However, the 9 occasions left over, after choosing the 3 variable holidays in para 3.1 above, are also to be included in the list of restricted holidays.

5.1 For offices in Delhi / New Delhi, any change in the date of holidays in respect of Idu’l Fitr, Idu’l Zuha, Muharram and Id-e-Milad, if necessary, depending upon sighting of the Moon, would be declared by the Ministry of Personnel, Public Grievances and Pensions, after ascertaining the position from the Govt. of NCT of Delhi (DCP, Special Branch, Delhi Police).

5.2 For offices outside Delhi / New Delhi, the Central Government Employees Welfare Coordination Committees at the State Capitals are authorised to change the date of holiday, if necessary, based on the decision of the concerned State Governments / Union Territories, in respect of Idu’lFitr, Idu’lZuha, Muharram and Id-e-Milad.

5.3 It may happen that the change of date in respect of the above occasions has to be declared at a very short notice. In such a situation, announcement could be made through P.I.B/T.V./A.I.R./ Newspapers and the Heads of Department / Offices of the Central Government may take action according to such an announcement, without waiting for a formal order, about the change of date.

6. During 2026, Diwali (Deepavali) falls on Sunday, November 08, 2026 (Kartika 17). In certain States, the practice is to celebrate the occasion a day in advance, i.e., on “Naraka Chaturdasi Day”. In view of this, there is no objection if holiday on account of Deepavali is observed on “Naraka Chaturdasi Day (in place of Deepavali Day) in the Central Government Offices in a State if in that State that day alone is declared as a compulsory holiday for Diwali for the offices of the State Government.

7. Central Government Organisations which include industrial, commercial and trading establishments would observe upto 16 holidays in a year including three national holidays viz. Republic Day, Independence Day and Mahatma Gandhi’s birthday, as compulsory holidays. The remaining holidays / occasions may be determined by such establishments/organisations themselves for the year 2026, subject to para 3.2 above.

8. Union Territory Administrations shall decide the list of holidays in terms of Instructions issued in this regard by the Ministry of Home Affairs.

9. In respect of Indian Missions abroad, the number of holidays may be notified in accordance with the instructions contained in this Department’s O.M. No.12/5/2002-JCA dated 17th December, 2002. In other words, they will have the option to select 12 (Twelve) holidays of their own only after including in the list, three National Holidays, Id-ul-Fitr and Diwali, included in the list of compulsory holidays and falling on days of weekly off.

10. In respect of Banks, the holidays shall be regulated in terms of the extant instructions issued by the Department of Financial Services, Ministry of Finance.

11. Hindi version will follow.

Sd/-
(Parveen Jargar)
Deputy Secretary to the Govt. of India
23092338

Holiday List 2026 for Central Government Employees

Restricted Holiday List 2026 for Central Government Employees

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Holiday List 2026 for Central Government Employees

Holiday List 2026 for Central Government Employees

Central Government Offices Holiday List 2026: DOPT O.M

Restricted Holiday List 2026 for Central Government Employees

ANNEXURE-I

LIST OF HOLIDAYS FOR THE YEAR 2026 TO BE OBSERVED IN THE ADMINISTRATIVE OFFICES OF CENTRAL GOVERNMENT LOCATED AT DELHI / NEW DELHI

S.No.  Holiday Date Saka Date Day
SAKA ERA 1947
1 Republic Day January 26  Magha 06 Monday
2 Holi March 04 Phalguna 13 Wednesday
3 ld-ul-Fitr March 21 Phalguna 30 Saturday
SAKA ERA 1948
4 Ram Navami March 26 Chaitra 05 Thursday
5 Mahavir Jayanti March 31  Chaitra 10 Tuesday
6 Good Friday April 03  Chaitra 13 Friday
7 Budha Purnima  May 01 Vaisakha 11 Friday
8 ld-ul-Zuha (Bakrid)  May 27 Jyaishtha 06 Wednesday
9 Muharram  June 26 Ashadha 05 Friday
10 Independence Day August 15 Sravana 24 Saturday
11 Milad-un-Nabi or Id-e-Milad Birthday of Prophet Mohammad) August 26 Bhadra 04 Wednesday
12 Janmashtami (Vaishnva) September 04 Bhadra 13 Friday
13 Mahatma Gandhi’s Birthday October 02  Asvina 10 Friday
14 Dussehra  October 20 Asvina 28 Tuesday
15 Diwali (Deepavali) November 08 Kartika 17 Sunday
16 Guru Nanak’s Birthday November 24 Agrahayana 03 Tuesday
17 Christmas Day December 25 Pausha 04 Friday

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Restricted Holiday List 2026 for Central Government Employees

Restricted Holiday List 2026 for Central Government Employees

Central Government Offices Holiday List 2026: DOPT O.M

Holiday List 2026 for Central Government Employees

ANNEXURE-II

LIST OF RESTRICTED HOLIDAYS FOR THE YEAR 2026 IN RESPECT OF ADMINISTRATIVE OFFICES OF CENTRAL GOVERNMENT LOCATED AT DELHI / NEW DELHI

S.No Holiday Date Saka Date Day
 SAKA ERA 1947
1 New Year’s Day January 01 Pausha 11 Thursday
2 Hazarat Ali’s Birthday January 03  Pausha 13 Saturday
3 Makar Sankranti January 14  Pausha 24 Wednesday
4 Magha Bihu I Pongal January 14  Pausha 24 Wednesday
5 Sri Panchami, Basant Panchami January 23  Magha 03 Friday
6 Guru Ravi Das’s Birthday February 01  Magha 12 Sunday
7 Birthday of Swami Dayananda Saraswati February 12  Magha 23 Thursday
8 Maha Shivratri February 15  Magha 26 Sunday
9 Shiva ji Jayanti February 19  Magha 30 Thursday
10 Holika dahan March 03  Phalguna 12 Tuesday
11 Dolyatra March 03  Phalguna 12 Tuesday
12 Chaitra Sukladi /Gudi Padava/Ugadi/ Cheti Chand March 19  Phalguna 28 Thursday
13 Jamat-Ul-Vida March 20  Phalguna 29 Friday
SAKA ERA 1948
14 Easter Sunday April 05 Chaitra 15 Sunday
15 Vaisakhi Nisu/ Meshadi (Tamil New Year’s Day) April 14 Chaitra 24 Tuesday
16 Vaisakhadi (Bengal)I Bahag Bihu (Assam) April 15 Chaitra 25 Wednesday
17 Birthday of Guru Rabindranath Tagore May 09 Vaisakha 19 Saturday
18 Rath Yatra July 16 Ashadha 25 Thursday
19 Parsi New Year’s day I Nauraj August 15 Sravana 24 Saturday
20 Onam or Thiru Onam Day August 26 Bhadra 04 Wednesday
21 Raksha Bandhan August 28 Bhadra 06 Friday
22 Ganesh Chaturthi /Vinayak Chaturthi September 14 Bhadra 23 Monday
23 Dusshera (Saptami) October 18 Asvina 26 Sunday
24 Dussehra (Mahashtami) October 19 Asvina 27 Monday
25 Dussehra (Mahanavmi) October 20 Asvina 28 Tuesday
26 Maharishi Valmiki’s Birthday October 26 Kartika 04 Monday
27 Karaka Chaturthi (Karwa Chouth) October 29 Kartika 07 Thursday
28 Naraka Chaturdasi November 08 Kartika 17 Sunday
29 Govardhan Puja November 09 Kartika 18 Monday
30 Bhai Duj November 11 Kartika 20 Wednesday
31 Pratihar Shashthi or Surya Shashthi (Chhat Puja) November 15 Kartika 24 Sunday
32 Guru Teg Bahadur’s Martyrdom Day November 24 Agrahayana 03 Tuesday
33 Hazarat Ali’s Birthday December 23 Pausha 02 Wednesday
34 Christmas Eve December 24 Pausha 03 Thursday

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Tax benefits available under NPS shall apply mutatis mutandis to UPS

Tax benefits available under NPS shall apply mutatis mutandis to UPS

The Department of Financial Services, Ministry of Finance  vide its Notification No. FS-1/3/2023-PR dated 24.01.2025 had notified introduction of the Unified Pension Scheme (UPS) as an option under NPS for the recruits to the Central Government civil service w.e.f. 01.04.2025 giving one-time option to the Central Government employees covered under the National Pension System (NPS) for inclusion under the UPS.

To operationalise this framework, the Pension Fund Regulatory and Development Authority (PFRDA) notified the PFRDA (Operationalisation of the Unified Pension Scheme under NPS) Regulations, 2025 on 19th March 2025.

In a bid to provide further impetus to the UPS, the Government has decided that tax benefits as available under NPS shall apply mutatis mutandis to UPS as it is an option under NPS.

Also read: PFRDA Circular: Unified Pension Scheme (UPS) Option Extended to September 30, 2025

These provisions ensure parity with the existing NPS structure and provide substantial tax relief and incentives to employees opting for the Unified Pension Scheme.

Government’s Commitment to Pension Reform

The inclusion of UPS under the tax framework marks another step forward in the Government’s effort to strengthen retirement security for Central Government employees through transparent, flexible and tax-efficient options.

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Enhanced Allowances for Tough Locations (I, II, & III) Following 50% DA Rate Increase

Enhanced Allowances for Tough Locations (I, II, & III) Following 50% DA Rate Increase

No. 6-23(1)/2025/PAT
Government of India
Ministry of Communications
Department of Telecommunications
(PAT Section)

1120, Sanchar Bhawan
20-Ashoka Road,New Delhi-110001
Date: 02-07-2025

OFFICE MEMORANDUM

Sub.: Enhancement of Allowances – Tough Location I, II, III due to increased DA rates i.e. 50% w.e.f. 01.01.2024.

The undersigned is directed to draw the attention towards Department o f Expenditure ID No.2/5/2017-E.II(B) dated 20.03.2024 addressed to the Controller General of Accounts, New Delhi with copy to this Department and others vide which DoE has reiterated their position that no separate order with regard to increase of allowances consequent upon increase in DA rates to 50% is required.

2. Para-2 of DoEOM No.3/1/2017-E.II (B), dated 19.07.2017 states that the rates shall increase by 25% whenever the Dearness Allowance payable on the revised pay structure goes up by 50%. Therefore, consequent upon increase of Dearness Allowance to 50% w.e.f. 01.01.2024, the enhanced revised rates of Tough Location Allowance I, II & III may be regulated as per the DoE OM No.3/1/2017-E.II (B) dated 19.07.2017 w.e.f. 01.01.2024 as below:

AllowanceCategoryCell NameRate per month
(in Rs)
Revised rate (After increase of DA to 50%)Pay Level
(i) Special Compensatory (Remote Locality) Allowance Places covered under Part-A & BTough Location Allowance-IR3H1530066259 & above
410051258 & below
(ii) Special Compensatory (Remote Locality) Allowance Places covered under Part-CTough Location Allowance-IIR3H2340042509 & above
270033758 & below
(iii) Special Compensatory (Remote Locality) Allowance Places covered under Part-DTough Location Allowance-IIIR3H3120015009 & above
100012508 & below
Bad Climate AllowanceTough Location Allowance-IIIR3H3120015009 & above
100012508 & below
Tribal area AllowanceTough Location allowance-IIIR3H3120010009 & above
150012508 & below
Sunderban AllowanceTough Location allowance-IIIR3H3120015009 & above
100012508 & below

3. All other contents inDoE OM No.3/1/2017-E.II (B) dated 19.07.2017 shall remain unchanged.

4. This issues with approval of the competent authority.

(Pravin Kumar Singh)
ADET(PAT)
Ph. No. 2303 8327

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GPF interest rate from July 2025 to September 2025

GPF interest rate from July 2025 to September 2025

(TO BE PUBLISHED IN PART I SECTION 1 OF GAZETTE OF INDIA)
F. NO. 5(3)-B(PD)/2023
Government of India
Ministry of Finance
Department of Economic Affairs
(Budget Division)

New Delhi, the 02 July, 2025

RESOLUTION

It is announced for general information that during the year 2025-26. accumulations at the credit of subscribers to the General Provident Fund and other similar funds shall carry interest at the rate of 7.1% (Seven point one percent) w.e.f. 1st July, 2025 to 30th September, 2025. This rate will be in force w.e.f. 1 July, 2025. The funds concerned are:

Also read: GPF Interest Calculator

  1. The General Provident Fund (Central Services).
  2. The Contributory Provident Fund (India).
  3. The All India Services Provident Fund.
  4. The State Railway Provident Fund.
  5. The General Provident Fund (Defence Services).
  6. The Indian Ordnance Department Provident Fund.
  7. The Indian Ordnance Factories Workmen’s Provident Fund.
  8. The Indian Naval Dockyard Workmen’s Provident Fund.
  9. The Defence Services Officers Provident Fund.
  10. The Armed Forces Personnel Provident Fund.

2.Ordered that the Resolution be published in Gazette of India.

(Vyasan)
Joint Secretary to the Govt. of India

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Cabinet approves Employment Linked Incentive (ELI) Scheme

Cabinet approves Employment Linked Incentive (ELI) Scheme

Scheme to Enhance Job Creation, Employability and Social Security in all Sectors

Focus on Manufacturing Sector and Incentives for First Timers

First Timers to get one month’s wage up to Rs 15,000/- in two installments

Scheme to Support Employment Generation of more than 3.5 Crore Jobs in two Years with an Outlay of Rs one lakh Crore

The Union Cabinet chaired by the Prime Minister, Shri Narendra Modi, has approved the Employment Linked Incentive (ELI) Scheme to support employment generation, enhance employability and social security across all sectors, with special focus on the manufacturing sector.  Under the Scheme, while the first-time employees will get one month’s wage (up to Rs 15,000/-), the employers will be given incentives for a period to two years for generating additional employment, with extended benefits for another two years for the manufacturing sector.  The ELI Scheme was announced in the Union Budget 2024-25 as part of PM’s package of five schemes to facilitate employment, skilling and other opportunities for 4.1 Crore youth with a total budget outlay of Rs 2 Lakh Crore. 

With an outlay of Rs 99,446 Crore, the ELI Scheme aims to incentivize the creation of more than 3.5 Crore jobs in the country, over a period of 2 years.  Out of these, 1.92 Crore beneficiaries will be first timers, entering the workforce.  The benefits of the Scheme would be applicable to jobs created between 01st August 2025 and 31st July, 2027.

The Scheme consists of two parts with Par A focused on first timers and Part B focused on employers:

Part A: Incentive to First Time Employees:

Targeting first-time employees registered with EPFO, this Part will offer one-month EPF wage up to Rs 15,000 in two installments.  Employees with salaries up to Rs 1 lakh will be eligible.  The 1st installment will be payable after 6 months of service and the 2nd installment will be payable after 12 months of service and completion of a financial literacy programme by the employee. To encourage the habit of saving, a portion of the incentive will be kept in a savings instrument of deposit account for a fixed period and can be withdrawn by the employee at a later date.

The Part A will benefit around 1.92 crore first time employees.

Part B: Support to Employers:

This part will cover generation of additional employment in all sectors, with a special focus on the manufacturing sector.  The employers will get incentives in respect of employees with salaries up to Rs 1 lakh.  The Government will incentivize employers, up to Rs 3000 per month, for two years, for each additional employee with sustained employment for at least six months.  For the manufacturing sector, incentives will be extended to the 3rd and 4th years as well.

Establishments, which are registered with EPFO, will be required to hire at least two additional employees (for employers with less than 50 employees) or five additional employees (for employers with 50 or more employees), on a sustained basis for at least six months. 

The incentive structure will be as under:

EPF Wage Slabs of Additional Employee (inBenefit to the Employer (per additional employment per month)
Up to Rs 10,000*Upto Rs 1,000
More than Rs 10,000 and up to Rs 20,000Rs 2,000
More than Rs 20,000 (upto salary of Rs 1 Lakh/month)Rs 3,000

 *Employees with EPF wages up to Rs. 10,000 will get a proportional incentive.

This part is expected to incentivize employers for the creation of additional employment of nearly 2.60 crore persons.

Incentive Payment Mechanism:

All payments to the First Time Employees under Part A of the Scheme will be made through DBT (Direct Benefit Transfer) mode using Aadhar Bridge Payment System (ABPS).  Payments to the Employers under Part B will be made directly into their PAN-linked Accounts.

With ELI Scheme, the government intends to catalyse job creation in all sectors, particularly in manufacturing sector, besides incentivizing youth joining the workforce for the first time.  An important outcome of the Scheme will also be formalization of the country’s workforce by extending social security coverage for crores of young men and women.

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Cabinet approves National Sports Policy 2025

Cabinet approves National Sports Policy 2025

A Vision to Harness the Power of Sports for the Nation’s Holistic Development

The Union Cabinet chaired by the Prime Minister Shri Narendra Modi today approved the the National Sports Policy (NSP) 2025, a landmark initiative aimed at reshaping the country’s sporting landscape and empowering citizens through sports.

The new policy supersedes the existing National Sports Policy, 2001, and lays out a visionary and strategic roadmap to establish India as a global sporting powerhouse and a strong contender for excellence at international sporting events, including the 2036 Olympic Games.

The NSP 2025 is the outcome of extensive consultations involving Central Ministries, NITI Aayog, State Governments, National Sports Federations (NSFs), athletes, domain experts, and public stakeholders. The policy is anchored on five key pillars.

1. Excellence on the Global Stage

This pillar aims to:

  • Strengthen sports programs from the grassroots to elite levels, including mechanisms for early identification and nurturing of talent.
  • Promote the establishment of competitive leagues and competitions, and develop sports infrastructure in both rural and urban areas.
  • Build world-class systems for training, coaching, and holistic athlete support.
  • Enhance the capacity and governance of National Sports Federations.
  • Encourage the adoption of sports science, sports science, medicine, and technology to boost athletic performance.
  • Train and develop sports personnel, including coaches, technical officials, and support staff.

2. Sports for Economic Development

NSP 2025 recognizes the economic potential of sports and seeks to:

  • Promote sports tourism and attract major international events to India.
  • Strengthen the sports manufacturing ecosystem, and promote startups and entrepreneurship in the sector.
  • Encourage private sector participation through Public-Private Partnerships (PPPs), Corporate Social Responsibility (CSR) and innovative funding initiatives.

3. Sports for Social Development

The policy emphasizes the role of sports in driving social inclusion by:

  • Promoting participation among women, economically weaker sections, tribal communities, and persons with disabilities through focused programs.
  • Revitalizing and promoting indigenous and traditional games.
  • Positioning sports as a viable career option by integrating it into education, encouraging volunteering, and facilitating dual-career pathways.
  • Engaging the Indian diaspora through sports.

4. Sports as a People’s Movement

To make sports a national movement, the policy aims to:

  • Drive mass participation and a culture of fitness through nationwide campaigns and community-based events.
  • Launch fitness indices for schools, colleges, and workplaces etc.
  • Enhance universal access to sports facilities.

5. Integration with Education (NEP 2020)

In alignment with the National Education Policy 2020, the NSP 2025 proposes to:

  • Integrate sports into school curricula.
  • Equip educators and physical education teachers with specialized training to promote sports education and awareness.

6. Strategic Framework

To realise its objectives, the NSP 2025 lays down a comprehensive implementation strategy encompassing:

  • Governance: Establish a robust regulatory framework for sports governance, including legal framework.
  • Private Sector Funding & support: Develop innovative financing mechanisms and engage private sector participation through PPPs and CSR.
  • Technology & Innovation: Leverage emerging technologies, including AI and data analytics, for performance tracking, research, and program implementation.
  • National Monitoring Framework: Create a national framework with well-defined benchmarks, Key Performance Indicators (KPIs), and time-bound targets.
  • Model Policy for States: The NSP 2025 will serve as a model for States and Union Territories, encouraging them to revise or formulate their own policies in alignment with national objectives.
  • Whole-of-Government Approach: The policy calls for integration of sports promotion into the activities, schemes, and programs of all Ministries and Departments to achieve a holistic impact.

With its structured vision and forward-looking strategy, National Sports Policy 2025 sets India on a transformative path toward becoming a leading sporting nation globally, while creating healthier, more engaged, and empowered citizens.

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PFRDA Circular: Unified Pension Scheme (UPS) Option Extended to September 30, 2025

PFRDA Circular: Unified Pension Scheme (UPS) Option Extended to September 30, 2025

PENSION FUND REGULATORY AND DEVELOPMENT AUTHORITY बेटी पढाओ

Circular No.:पीएफआरडीए/2025/04/एसयूपी-सीजी-एसजी/01

Date: 26.06.2025

To,
The PrAOs, PAOs, DDOs of Central Government,
Existing Employees, Eligible Past Retirees and the Legally Wedded Spouses of Deceased Past Retirees of Central Government covered under National Pension System (NPS),
The DTAs, DTOs, DDOs of State Governments with respect to AIS Officials,
The Central Recordkeeping Agencies (CRAs),
National Pension System Trust.

Subject: Extension of cut-off date for exercising Option of Unified Pension Scheme (UPS) under NPS by three months i.e upto 30 September 2025

Please refer to the Regulation 3 (2) (i) of the Pension Fund Regulatory and Development Authority (Operationalisation of the Unified Pension Scheme under National Pension System) Regulations, 2025 dated 19th March 2025, wherein, it is provided that the exercise of option in respect of an eligible employee to covered under UPS shall be undertaken: – (i) within three months from 1st April 2025, or within such extended timelines if any, allowed by the Central Government, in respect of a person mentioned under clause (i) and clause (iii) of sub-regulation (1) of regulation 3 of the above regulations.

2. The Central Government of India has extended the cut-off date for exercising the option for UPS by three months i.e., upto 30th September 2025 in respect of the following

(i) migration to UPS from NPS by an existing Central Government employee in service as on 1st April 2025, who is covered under NPS,

Also read: Central Government extends UPS Option Cut-off Date to September 2025

(ii) claim by (a)A Central Government employee who was covered under NPS and who has superannuated or voluntarily retired or has retired under Fundamental Rules 56(j) (which is not treated as penalty under Central Civil Services (Classification, Control and Appeal) Rules, 1965), on or before 31st March 2025 or (b) the legally wedded spouse in case of a subscriber who has superannuated or retired and has demised prior to exercising the option for UPS.

सादर/Yours Sincerely,
(विकास कुमार सिंह) (Vikas Kumar Singh)
मुख्य महाप्रबंधक /Chief General Manager

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Small Savings Schemes interest rates from July 2025 to September 2025

Small Savings Schemes interest rates from July 2025 to September 2025

F.No.1/4/2019-NS
Government of India
Ministry of Finance
Department of Economic Affairs
(Budget Division)

North Block, New Delhi
Dated: 30.06.2025

OFFICE MEMORANDUM

Subject: Revision of interest rates for Small Savings Schemes – reg.

The rates of interest on various Small Savings Schemes for the second quarter of FY 2025-26 starting from 1st July, 2025 and ending on 30th September, 2025 shall remain unchanged from those notified for the first quarter (1st April, 2025 to 30th June, 2025) of FY 2025-26.

2. This has approval of the competent authority.

(Masroor Ahmad)
Deputy Secretary (Budget)

To,

  1. The Finance Secretary & Secretary (EA), Department of Economic Affairs, North Block, New Delhi.
  2. The Secretary, Department of Posts, Dak Bhawan, New Delhi.
  3. The Secretary, Department of Expenditure, North Block, New Delhi.
  4. The Secretary, Department of Investment and Public Asset Management, CGO complex, New Delhi.
  5. The Secretary, Department of Financial Services, Jeevan Deep Building, New Delhi.
  6. The Secretary, Department of Revenue, North Block, New Delhi.
  7. The Chief General Manager (DGBA) Reserve Bank of India, Central Office, Mumbai.
  8. Reserve Bank of India Central Account Section, Additional Office Building, East High Court Road, Civil Lines, P.B. No.15, Nagpur — 440 001.
  9. Chief Secretaries of States / UT Government
  10. The Joint Director National Savings Institute, New Delhi.
InstrumentRates of interest
Savings Deposit4
1 Year Time Deposit6.9
2 Year Time Deposit7
3 Year Time Deposit7.1
4 Year Time Deposit7.5
5 Year Recurring Deposit6.7
Senior Citizen Savings Scheme8.2
Monthly Income Account Scheme7.4
National Savings Certificate7.7
Public Provident Fund Scheme7.1
Kisan Vikas Patra7.5 (will mature in 115 months)
Sukanya Samriddhi Account Scheme8.2

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