F.No .38/37/2016-P&PW(A) Government of India Ministry of Personnel, Public Grievances & Pensions Department of Pension & Pensioners’ Welfare
Lok Nayak Bhawan
Khan Market New Delhi
Dated 18.06.2020
OFFICE MEMORANDUM
Subject : Revision of pension of pre-2016 pensioners/family pensioners in implementation of Government’s decision on the recommendations of the 7th Central Pay Commission – Concordance Table Corrigendum regarding.
The undersigned is directed to refer to this Department’s OM of even number dated 06.07.2017 on the subject mentioned above and to say that there is some error in the entries relating to the pre-revised pay of Rs.21820/- (6th CPC Grade Pay : Rs.5400/-, 7th CPC Level-9) in Table 29 enclosed therewith.
2. It is requested that the existing Table 29 may be substituted by the enclosed Table 29. The revised entries have been shown in bold letters.
(R. C. Sethi)
Under Secretary to the Government of India
2. Several references are being received in this Department to do away with the condition of submission of Boarding Pass with the TA claims, The matter has been considered in this Department and it has been decided that in case, a Government servant is unable to submit the Boarding Pass along with TA Bill, he can submit a self-declaration certificate in lieu of Boarding Pass alongwith TA Bill. The proforma for self certification is enclosed as Annexure. The proforma needs to be countersigned by the Controlling Officer in case of officials below the Under Secretary level (i.e. from Pay level 10 and below)
3. These instructions will be applicable in respect of journey on tour performed by employees of Central Government. Ministries/Departments are advised that these instructions may be brought to the notice of all concerned for compliance.
Ministry of Housing and Urban Affairs has provided extension of retention of Government Accommodation to allottees of GPRA for additional 15 days, that is, upto 15th July 2020.
The Ministry had earlier extended the retention period till 30th June 2020 vide OM of even number dated 5th May 2020. The Ministry has taken the decision in view of various representations received regarding hardships faced by allottees in hiring alternate accommodation, arranging labour for shifting due to increase in Covid-19 cases.
The Ministry, vide OM No. 12035/2/2020-Pol.II dated 22nd June 2020, has advised concerned allottees to vacate the accommodation on or before 15th July 2020,else damage charges/market rent will be levied.
All Point of Presence (PoPs) under Atal Pension Yojana (APY) / NSDL-CRA
Subject : Processing of death claims requests under Atal Pension Yojana (APY) in view of Covid 19 pandemic – reg.
Considering the difficulties faced by Point of Presence under Atal Pension Yojana (hereinafter referred as `PoP-APY’) in processing of death claim requests due to Covid 19 pandemic, it has been decided to ease the processing of death claim requests.
(i). PoP-APY shall duly verify and attest the documents of death claim requests and submit the scanned copies of all requisite documents through their registered e-mail ID to NSDL-CRA.
(ii). PoP-APY shall also submit, through their registered email ID, a declaration stating ‘All requisite physical documents shall be submitted to CRA by July 31, 2020.’
(iii). NSDL-CRA shall accept these scanned documents alongwith declaration as above, submitted by PoP-APY, for processing the same as per the applicable guidelines.
(iv). The above process is adopted on an exception basis till June 30, 2020.
3. This circular is issued under Section 14 of PFRDA Act, 2013 and is available in ‘Circulars’ section of Regulatory Framework at PFRDA’s website.
Government of India
Department of Atomic Energy
Secretariat Coordination Section
Anushakti Bhavan, C.S.M. Marg,
Mumbai – 400 001
No. 16/6/2020-SCS/COVID-19
May 19, 2020
OFFICE MEMORANDUM
Sub : Payment of Transport Allowance during the lockdown period due to COVID-19 pandemic – Regarding
Ministry of Home Affairs (MHA), New Delhi has been issuing Orders/Guidelines/Directives on strict implementation of lockdown measures across the country to prevent and contain the spread of COV1D-19 virus from time to time. The lockdown measures have been enforced w.e.f. 23-03-2020 up to 31-05-2020 and are subject to further orders.
2. The Department has advised its Constituent Units/PSUs/Aided Institutions to strictly comply with the directives/guidelines issued by MHA and the respective State Governments/Union Territories/Local Authorities from time to time. One of the advises issued by the Department inter alia instructs, restricting attendance of employees at workplace as per the ceiling prescribed by MHA/State authorities. In this regard, the Department has also sought data from the Constituent Units/Public Sector Undertakings/ Aided Institutions on the month-wise attendance details of its employees in both essential and non-essential services and travelled by departmental transport facility or by their own means during the lockdown period.
3. It has now been decided in the Department that, since no clarification has been issued by the Nodal Ministry for grant/regulation of travelling allowance to the employees who have attended office/duty during the lock down period, the payment of travelling allowance be kept in abeyance in respect of all eligible employees whether attended office/duty or otherwise with immediate effect until further orders. The travelling allowance paid if any during the lock down period i.e. for the month of April, 2020 will be subject to orders/clarification from the Nodal Ministry which may be brought to the notice of the concerned employees.
4. This is issued with the approval of the Competent Authority in the Department.
Subject : OTP based authentication for paperless NPS on-boarding.
Pension Fund Regulatory and Development Authority (PFRDA) is mandated with the duty to regulate, promote and ensure orderly growth of the National Pension System (NPS) and to protect the interests of subscribers of such system and schemes. As part of its developmental mandate and to increase the outreach of NPS, PFRDA had taken series of steps to ensure ease of NPS on boarding through various convenient modes.
2. In order to facilitate opening of online NPS Account by prospective Subscribers in a paperless manner, it has been decided to permit validation of NPS application by either through ‘e signature’ or by One Time Password (OTP) in the following manner:
i. The customers of Bank-POPs who open NPS Account through internet banking of the respective banks can authenticate using OTP through registered mobile number or by ‘e Signature’.
ii. In other digital modes of NPS, on-boarding offered by all POPs/eNPS, the subscribers can authenticate using re Signature’ or through OTP received on their mobile number as well as on email.
3. In both the above modes, along with the details required for opening NPS account, the POPs have to ensure that the data is transmitted to CRA with photo and image of the subscriber’s signature. Further, the POPs, while transmitting the information, shall have to furnish an undertaking that the applicable KYC/AML guidelines/provisions have been complied with.
4. Central Record Keeping Agencies (CRAs) and Points of Presence (POPs) are advised to develop the required functionality to offer the feature, at the earliest.
5. This circular is issued under Section 14 of PFRDA Act 2013 and is placed under Circulars sub-section in the Regulatory Framework section on PFRDA website.
The Secretary,
Department of Personnel & Training,
(Government of India),
North Block,  New Delhi-110001
Dear Sir,
Sub: Central Government Employees Group Insurance Scheme(CGEGIS)
Ref.: (i) Customized CGEGIS, Dept. of Expenditure, MoF’s OM dated 07.12.2018
(ii) Brief on Customized Group Insurance Scheme (Dept. of Expenditure 06.05.2019)
(iii) Brief Note on CGEGIS (DoPT 06.05.2019)
(iv) Revised proposal for LIC’s customized Group Insurance(GI) for Central Government Employees (13.09.2019)
1. Revision of Central Government Employees Group Insurance Scheme (CGEGIS) is long overdue since the rates of Sum Assured and the premium thereof continues to be the same since it was decided in 1990 inspite of much inflation and devaluation of money.
2.1. Arising out of 7th CPC recommendations and based on JCM (Staff Side) representation, the Union Cabinet had asked the Ministry of Finance to work out a Customized Group Insurance Scheme for Central Government Employees with low premium and high risk cover.
2.2. Staff Side had pointed out that the existing Scheme of CGEGISÂ is having a proven system. It is good except for non-revision of the scheme since 1990.
2.3. Subsequently, some of the Customized Group Insurance Scheme for Central Government Employees prepared by LIC was shared with the JCM (Staff Side).
3. Main drawbacks in LIC proposals: Staff Side finds following major flaws in the proposal submitted by LIC to Department of Expenditure:
3.1 LIC has not given any proposal for the sum assured of 50 lakh, 25 lakh and 15 lakh at lesser subscription compared to the recommended by 7th CPC, as advised by the Cabinet.
3.2 The existing system of CGEGIS is a self-financing scheme, having non-transferable consolidated fund. When handed over to LIC, it will be treated as a profit centre. Hence subscription and other conditions will be changed to provide profit to LIC.
3.3 LIC has proposed a premium(for insurance) 20% higher than 7th CPC recommendations. In addition to that,18% GST on the Subscription have to be borne by employees. Hence, employee will end up in contributing subscription 41.6% more than the recommendations of the 7th CPC.
3.4 . LIC’s proposal of revising the subscription every year will be disadvantageous to the employee and as such not acceptable to the Staff Side.
3.5. LIC’s proposal of age based subscription increases monthly subscription by 4.28 times. It may result in different rates of premium for employees belonging to different age group working in the same pay level.
3.6. LIC also proposed for higher subscription if total number of employees covered in the scheme comes down. This will bring in total uncertainty as staff strength on roll continues to fluctuate due to retirement etc. and non-filling of vacancies.
3.7. LIC asked for transfer of existing corpus (around Rs.500 crore) which was most unreasonable, unprecedented and undesirable, particularly since it does not provide any matching relief to the employees in terms of lower premium.
3.8. Premium proposed to be charged by LIC was too high ,considering a very large group employees to be covered with a sanctioned strength of nearly 38.6 lakh Central Government employees in the CGEGIS.
3.9. a) In LIC’s Jeevan Amar Life Term Assurance Plan (UIN: 512N332V01), for the assured sum of Rs. 50 Lakh at the entry age of 20, annual premium is Rs.4,356, at the entry age of 30,it is Rs. 6,952. (The sample illustrative premiums for Jeevan Amar life term assurance plan is attached as Annexure-I).
b) Even after adding for Saving Fund under CGEGIS @ 3 times of the premium for Life Term Assurance Plan, the total amount of subscription for CGEGIS will be less than half of the monthly subscription proposed by the LIC and by the 7th CPC.
c) Monthly Subscription can be reduced by 20% when the scheme is applied for more than 30 lakh employees as a Group as per details given in Table-2, based on the Premium for Individual Term Insurance indicated in Table 1 below:-
Table-1: Monthly subscription in proportion to LIC’s Jeevan Amar Life Term Assurance Plan):
Pay Level of Employee
Insurance Amount Recommended by 7th CPC Rs.
Proposed monthly subscription for CGEGIS(In proportion to LIC’s Jeevan Amar Term Assurance Plan) (#)
Correspond-ing SA (Savings)
For 30 years of service @8% annual interest Monthly compounding
Insurance Fund (25%) Rs.
Savings Fund (75%) (##)Rs.
Total Monthly Subscription Rs.
Level 10 & above
50,00,000
600
1800
2400
27,02,331
Level 6 to 9
25,00,000
300
900
1200
13,51,165
Level 1 to 5
15,00,000
200
600
900
9,00,777
(#) Based on entry age of 30 years for Individual Term Insurance. (Premium amount rounded off to next hundred Rs.) (##)7th CPC recommended a ratio of 75:25 for savings fund to insurance fund.
Table-2Â Monthly subscription for Group Insurance @ 20% lesser than subscription charged by LIC for Individual Life Term Assurance (shown in table-1) plus savings Fund in the ratio 25:75
Pay Level of Employee
Insurance Amount
Recommended by 7th CPC Rs.
Proposed monthly subscription for CGEGIS – (20% less than LIC’s
Jeevan Amar Term Assurance Plan’s premium) (#)
Corresponding SA (Savings)
For 30 years of service @8% annual interest Monthly compounding
Insurance Fund (25%) Rs.
Savings Fund (75%) (##)
Rs.
Total
Monthly Subscription
Rs.
Level 10 above
50,00,000
480
1440
1920
21.61,865
Level 6 to 9
25,00,000
240
720
960
10,80,932
Level 1 to 5
15,00,000
160
480
640
7,20,621
4. PROPOSALS OF THE STAFF SIDE
1.1. Staff Side proposes that for the sum assured recommended by 7th CPC the following rates of Monthly subscription @ 20% less than the Premium for Individual Term Insurance plus Savings Fund as derived in table-2 above.
Pay Level of Employee
Insurance Amount Recommended by 7th CPC Rs.
Proposed monthly subscription for CGEGIS – (20% less than LIC’sJeevan Amar Term Assurance Plan’s premium)
Insurance Fund (25%) Rs.
Savings Fund (75%) Rs.
Total Monthly SubscriptionRs.
Level 10 & above
50,00,000
480
1440
1920
Level 6 to 9
25,00,000
240
720
960
Level 1 to 5
15,00,000
160
480
640
4.2  Monthly Subscriptions of Rs.1920, Rs.960 and Rs.640 for Sum Assured of Rs. 50 lakh, 25 lakh and 15 lakh for the Levels proposed by the 7th Pay Commission respectively and payable to the family of the deceased employee in case of an employee’s death.
4.3 Ratio of the Insurance Fund and Saving Fund should be 25% : 75% respectively.
4.4Â In case of retirement, employees be paid a maturity benefit in proportion to the subscription, length of service and applicable interest rates.
4.5 The CGEGIS should continue to be handled by the Government as here to for.
4.6 The proposal to tie up with LIC should be dropped forthwith especially keeping in view the drawbacks in the proposal of LIC, as enlisted earlier in this letter,
4.7 The Revised Scheme, drawn after consideration of the above proposals, may please be discussed with the JCM Staff Side, and be finalised early as the revision thereof has already been delayed for too long.
Hoping for an early favourable decision on the long pending issue is solicited
Yours faithfully
(Shiva Gopal Mishra)
Encl: 1 Annexure
Copy: Secretary, Department of Expenditure, Ministry of Finance – for necessary action please.
Annexure I
LIC’s JEEVAN AMAR LIFE TERM ASSURANCE PLAN (UIN: 512N332V01)
The sample illustrative premiums for both Option I (Level Sum Assured) and Option II (Increasing Sum Assured) for Basic Sum Assured of Rs.50 Lakh.
Option I (Level Sum Assured):
Age
Policy term
Regular Annual Premium
Annual Premium for limited premium Paying term of (Policy term minus 5) years
Annual Premium for limited premium Paying term of (Policy term minus 10) years
Single Premium
20
20
Rs. 4,356
Rs. 5,104
Rs.6,556
Rs.48,928
30
20
Rs. 6,952
Rs. 6,952
Rs.8,932
Rs.66,088
40
20
Rs.13,545
Rs. 13,545
Rs.17,595
Rs.1,27,395
Option II (Increasing Sum Assured):
Age
Policy term
Regular Annual Premium
Annual Premium for limited premium Paying term of (Policy term minus 5) years
Annual Premium for limited premium Paying term of (Policy term minus 10) years
Single Premium
20
20
Rs. 5,715
Rs. 5715
Rs. 8,595
Rs. 63,720
30
20
Rs. 8,415
Rs. 8415
Rs. 12,870
Rs. 94,095
40
20
Rs. 17,664
Rs. 17644
Rs. 27,232
Rs. 1,95,868
Eligibility conditions and other Restrictions:
a) Minimum Age at entry: [18] years (Last Birthday)
b)Â Maximum Age at entry: [65] years (Last Birthday)
c)Â Maximum age at Maturity: [80] years (Last Birthday)
d)Â Minimum Basic Sum Assured: Rs. 25,00,000/-.
e)Â Maximum Basic Sum Assured: No Limit.The Basic Sum Assured shall be in multiples of: Rs. 1,00,000/-, if Basic Sum Assured for the policy is Rs.25,00,000/- to Rs. 40,00,000/-Rs. 10,00,000/-, if Basic Sum Assured for the policy is above Rs. 40,00,000/-.
f)Â Policy Term: [10 to 40] years
g)Â Premium Paying Term:Regular Premium: Same as policy termLimited Premium: [Policy Term minus 5] years for Policy Term [10 to 40] years : [Policy Term minus 10] years for Policy Term [15 to 40] years
F.No: 28-03/2019-LI
Government of India
Ministry of Communications
Department of Posts
(Directorate of Postal Life Insurance)
Chanakyapuri P.O. Complex, New Delhi-110021
Dated : 19.06.2020
To,
1. All Heads of Circles
2. Addl DG APS
3. Director, RAKNPA/GM, CEPT
4. All Regional PMsG
5. All Directors PTCs
Office Memorandum
Subject: New Promotional and Incentive Structure of PLI / RPLI
The promotional (sales) structure and incentive structure of PLI/RPLI was last revised in August 2016 & April 2017 respectively. However, most of Circles had raised concerns in the implementation of the revised promotional structure.
2. In view of the concerns raised by Circles in implementing the promotional structure, low growth in procurement of new PLI/RPIA business and decreasing trend in net accretion of PLI/RPLI premia, the existing sales structure of PLI/RPLI has been revamped based on the feedback received from the Circles.
GOVT. OF INDIA
Office of the Additional Director
CGHS (HQ)
CGHS Bhawan, Sec-13
Rama Krishna Puram
New Delhi-110066
Ph: 20863450
Dated : 22.6.2020
OFFICE MEMORANDUM
Sub : Guidelines regarding credit facilities to serving employees of Ministry of Health & Family Welfare, CGHS and Dte. General of Health Services.
With reference to the above mentioned subject the undersigned is directed to state that as per terms and conditions of empanelment under CGHS, all pvt. Hospitals and diagnostic centres empanelled under CGHS shall provide treatment/investigations to the serving employees of MOH&FW, CGHS and Dte. General of Health Services and their family members covered under CGHS on credit basis Officer/Govt. specialist procedure/investigations and on the basis of advice from CGHS Medical in case of listed treatment with valid permission letter in case of unlisted treatment procedures/investigations as the case may be. In addition the empanelled HCOs shall continue to provide treatment to all CGHS beneficiaries on credit basis under emergency condition.
F.No. 1-2/2020/CGHS/ADHQ/29
Government of India
Ministry of Health & Family Welfare
Directorate General of CGHS
Nirman Bhawan, New Delhi
Dated the 17th June, 2020.
OFFICE MEMORANDUM
Sub: Provision of 24×7 assistance to CGHS beneficiaries In Delhi in respect of Tele Home care of COVID 19 positive cases
This is in continuation of this Directorate’s Office Memorandum of even No. dated 16.06.2020 vide which guidelines were issued for Tele-Homecare of COVID 19 positive patients. In this regard it is stated that CGHS Delhi has four Wellness Centres where emergency services are available after normal OPD hours. The normal duty hours of CGHS Wellness Centres are from 7.30. A.M. to 2 P.M. on all working days. Therefore, it is hereby ordered that if any COVID 19 positive CGHS beneficiary in Delhi is in need of any assistance or clarification after normal OPD hours, he/she may contact Medical Officer on duty at any of the four CGHS Wellness Centres, whose addresses and contact numbers are given below.
2. These Centres are being provided all guidelines and instructions issued by Ministry of Health & Family Welfare for facilitating COVID Healthcare so that appropriate advice/ guidance could be given to CGHS beneficiaries. Additional Director, CGHS (HQ) is being designated as the Nodal Officer for this purpose and he will maintain the roster of all the Doctors posted in 24×7 WCs. He would obtain the updated position regarding availability of Covid beds from officer concerned in Ministry of Health & Family Welfare and communicate the same to the 24×7 WCs. CMO I/C of these WCs will independently get the updates in this regard from Delhi Government’s App Delhi Corona. Based on this information, the MOs deployed in the 24×7 WCs will guide the beneficiaries needing assistance for further care/hospital admission.
3. These facilities are in addition to the roles and responsibilities of District Surveillance Officer prescribed by the concerned State Government.
4. The CGHS Delhi operates four CGHS Wellness Centres namely North Avenue, South Avenue, Telegraph Lane and Kingsway Camp. The addresses of these Wellness Centres are as under:
I. North Avenue
Address & Tel No
31, North Avenue, New Delhi-1
011-23094420
II. South Avenue
Address & Tel No
153, South Avenue , New Delhi-11
011-23013490
III. Telegraph Lane
Address & Tel No
18-E, Telegraph Lane, New Delhi
011-23092990
IV. Kingsway Camp
Address & Tel No
CGHS Wellness Centre, New Police Line,
Kingsway Camp, Delhi
011-27459411
5. Instructions for CMO I/C of 24×7 WCS
i. The CMO I/C will maintain a separate register for this purpose and the register may be made available to the MO on shift duty and must be signed while taking/making over.
ii. The MO on emergency duty will keep a record of all such calls, query raised or assistance sought and action taken in a specified register. The register will be put up before the CMO I/C of the emergency Wellness Centre in the morning.
iii. The CMOI/C of emergency WC will share the same information with the CMOI/C of the concerned WC for further action as deemed fit.
iv. The CMOIC will further contact the concerned patient to know about his welfare and the events of last night, warranting him to contact the emergency Wellness Centre.
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