HomeCGESmall Savings Schemes interest rates from July 2025 to September 2025

Small Savings Schemes interest rates from July 2025 to September 2025

Small Savings Schemes interest rates from July 2025 to September 2025

F.No.1/4/2019-NS
Government of India
Ministry of Finance
Department of Economic Affairs
(Budget Division)

North Block, New Delhi
Dated: 30.06.2025

OFFICE MEMORANDUM

Subject: Revision of interest rates for Small Savings Schemes – reg.

The rates of interest on various Small Savings Schemes for the second quarter of FY 2025-26 starting from 1st July, 2025 and ending on 30th September, 2025 shall remain unchanged from those notified for the first quarter (1st April, 2025 to 30th June, 2025) of FY 2025-26.

2. This has approval of the competent authority.

(Masroor Ahmad)
Deputy Secretary (Budget)

To,

  1. The Finance Secretary & Secretary (EA), Department of Economic Affairs, North Block, New Delhi.
  2. The Secretary, Department of Posts, Dak Bhawan, New Delhi.
  3. The Secretary, Department of Expenditure, North Block, New Delhi.
  4. The Secretary, Department of Investment and Public Asset Management, CGO complex, New Delhi.
  5. The Secretary, Department of Financial Services, Jeevan Deep Building, New Delhi.
  6. The Secretary, Department of Revenue, North Block, New Delhi.
  7. The Chief General Manager (DGBA) Reserve Bank of India, Central Office, Mumbai.
  8. Reserve Bank of India Central Account Section, Additional Office Building, East High Court Road, Civil Lines, P.B. No.15, Nagpur — 440 001.
  9. Chief Secretaries of States / UT Government
  10. The Joint Director National Savings Institute, New Delhi.
InstrumentRates of interest
Savings Deposit4
1 Year Time Deposit6.9
2 Year Time Deposit7
3 Year Time Deposit7.1
4 Year Time Deposit7.5
5 Year Recurring Deposit6.7
Senior Citizen Savings Scheme8.2
Monthly Income Account Scheme7.4
National Savings Certificate7.7
Public Provident Fund Scheme7.1
Kisan Vikas Patra7.5 (will mature in 115 months)
Sukanya Samriddhi Account Scheme8.2

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