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Submission of Boarding Pass along with TA Bill

Travelling Allowance Rules – Submission of Boarding Pass along with TA Bill

No.19030/3/2014-E.IV
Government of India
Ministry of Finance
Department of Expenditure

North Block, New Delhi,
Dated the 23rd June, 2020.

OFFICE MEMORANDUM

Subject: Travelling Allowance Rules- Submission of Boarding Pass along with TA Bill.

The undersigned is directed to refer to this Department’s O.M. No.19030/3/2014-E.IV dated 08.10.2014 regarding submission of Boarding Pass as a proof that the journey was actually performed by the official.

2. Several references are being received in this Department to do away with the condition of submission of Boarding Pass with the TA claims, The matter has been considered in this Department and it has been decided that in case, a Government servant is unable to submit the Boarding Pass along with TA Bill, he can submit a self-declaration certificate in lieu of Boarding Pass alongwith TA Bill. The proforma for self certification is enclosed as Annexure. The proforma needs to be countersigned by the Controlling Officer in case of officials below the Under Secretary level (i.e. from Pay level 10 and below)

Also Check : FINMIN ORDERS 2020

3. These instructions will be applicable in respect of journey on tour performed by employees of Central Government. Ministries/Departments are advised that these instructions may be brought to the notice of all concerned for compliance.

(Nirmala Dev)

Deputy Secretary to the Government of India

Self Declaration for Boarding Pass

Signed Copy

One-time relaxation to allottees of GPRA in view of Covid-19

Ministry of Housing and Urban Affairs has provided extension of retention of Government Accommodation to allottees of GPRA for additional 15 days, that is, upto 15th July 2020.

The Ministry had earlier extended the retention period till 30th June 2020 vide OM of even number dated 5th May 2020. The Ministry has taken the decision in view of various representations received regarding hardships faced by allottees in hiring alternate accommodation, arranging labour for shifting due to increase in Covid-19 cases.

The Ministry, vide OM No. 12035/2/2020-Pol.II dated 22nd June 2020, has advised concerned allottees to vacate the accommodation on or before 15th July 2020,else damage charges/market rent will be levied.

 

Processing of death claims requests under Atal Pension Yojana (APY) in view of Covid 19

PENSION FUND REGULATORY AND DEVELOPMENT AUTHORITY

CIRCULAR

CIR No.: PFRDA/2020/24/SUP-POP/3

June 16, 2020

To,

All Point of Presence (PoPs) under Atal Pension Yojana (APY) / NSDL-CRA

Subject : Processing of death claims requests under Atal Pension Yojana (APY) in view of Covid 19 pandemic – reg.

Considering the difficulties faced by Point of Presence under Atal Pension Yojana (hereinafter referred as `PoP-APY’) in processing of death claim requests due to Covid 19 pandemic, it has been decided to ease the processing of death claim requests.

Also Read OTP based authentication for paperless NPS on-boarding – PFRDA Circular

2. In this respect, it is advised as under:

(i). PoP-APY shall duly verify and attest the documents of death claim requests and submit the scanned copies of all requisite documents through their registered e-mail ID to NSDL-CRA.

(ii). PoP-APY shall also submit, through their registered email ID, a declaration stating ‘All requisite physical documents shall be submitted to CRA by July 31, 2020.’

(iii). NSDL-CRA shall accept these scanned documents alongwith declaration as above, submitted by PoP-APY, for processing the same as per the applicable guidelines.

(iv). The above process is adopted on an exception basis till June 30, 2020.

3. This circular is issued under Section 14 of PFRDA Act, 2013 and is available in ‘Circulars’ section of Regulatory Framework at PFRDA’s website.

(Sumeet Kaur Kapoor)
Chief General Manager

Signed Copy

Payment of Transport Allowance during the lockdown period due to COVID-19

Most Immediate

Government of India
Department of Atomic Energy
Secretariat Coordination Section

Anushakti Bhavan, C.S.M. Marg,
Mumbai – 400 001

No. 16/6/2020-SCS/COVID-19

May 19, 2020

OFFICE MEMORANDUM

Sub : Payment of Transport Allowance during the lockdown period due to COVID-19 pandemic – Regarding

Ministry of Home Affairs (MHA), New Delhi has been issuing Orders/Guidelines/Directives on strict implementation of lockdown measures across the country to prevent and contain the spread of COV1D-19 virus from time to time. The lockdown measures have been enforced w.e.f. 23-03-2020 up to 31-05-2020 and are subject to further orders.

2. The Department has advised its Constituent Units/PSUs/Aided Institutions to strictly comply with the directives/guidelines issued by MHA and the respective State Governments/Union Territories/Local Authorities from time to time. One of the advises issued by the Department inter alia instructs, restricting attendance of employees at workplace as per the ceiling prescribed by MHA/State authorities. In this regard, the Department has also sought data from the Constituent Units/Public Sector Undertakings/ Aided Institutions on the month-wise attendance details of its employees in both essential and non-essential services and travelled by departmental transport facility or by their own means during the lockdown period.

Also Read : 7th CPC Transport Allowance

3. It has now been decided in the Department that, since no clarification has been issued by the Nodal Ministry for grant/regulation of travelling allowance to the employees who have attended office/duty during the lock down period, the payment of travelling allowance be kept in abeyance in respect of all eligible employees whether attended office/duty or otherwise with immediate effect until further orders. The travelling allowance paid if any during the lock down period i.e. for the month of April, 2020 will be subject to orders/clarification from the Nodal Ministry which may be brought to the notice of the concerned employees.

4. This is issued with the approval of the Competent Authority in the Department.

(Sandeep S Deokar)
Under Secretary (SCS)

Signed Copy

 

OTP based authentication for paperless NPS on-boarding – PFRDA Circular

PENSION FUND REGULATORY AND DEVELOPMENT AUTHORITY

CIRCULAR

CIR No.: PFRDA/2020/23/SUP-CRA/10

Date: June 15, 2020

To,
All stakeholders under NPS

Subject : OTP based authentication for paperless NPS on-boarding.

Pension Fund Regulatory and Development Authority (PFRDA) is mandated with the duty to regulate, promote and ensure orderly growth of the National Pension System (NPS) and to protect the interests of subscribers of such system and schemes. As part of its developmental mandate and to increase the outreach of NPS, PFRDA had taken series of steps to ensure ease of NPS on boarding through various convenient modes.

2. In order to facilitate opening of online NPS Account by prospective Subscribers in a paperless manner, it has been decided to permit validation of NPS application by either through ‘e signature’ or by One Time Password (OTP) in the following manner:

i. The customers of Bank-POPs who open NPS Account through internet banking of the respective banks can authenticate using OTP through registered mobile number or by ‘e Signature’.

Also ReadChoice of CRA Selection by NPS subscribers – PFRDA Circular

ii. In other digital modes of NPS, on-boarding offered by all POPs/eNPS, the subscribers can authenticate using re Signature’ or through OTP received on their mobile number as well as on email.

3. In both the above modes, along with the details required for opening NPS account, the POPs have to ensure that the data is transmitted to CRA with photo and image of the subscriber’s signature. Further, the POPs, while transmitting the information, shall have to furnish an undertaking that the applicable KYC/AML guidelines/provisions have been complied with.

4. Central Record Keeping Agencies (CRAs) and Points of Presence (POPs) are advised to develop the required functionality to offer the feature, at the earliest.

5. This circular is issued under Section 14 of PFRDA Act 2013 and is placed under Circulars sub-section in the Regulatory Framework section on PFRDA website.

(K Mohan Gandhi)
General Manager

Signed Copy

Revision of CGEGIS is long overdue – NCJCM writes to DOPT

ncjcm

No.NC/JCM/2020

Date: June 18, 2020

The Secretary,
Department of Personnel & Training,
(Government of India),
North Block,  New Delhi-110001

Dear Sir,

Sub: Central Government Employees Group Insurance Scheme(CGEGIS)

Ref.: (i) Customized CGEGIS, Dept. of Expenditure, MoF’s OM dated 07.12.2018
(ii) Brief on Customized Group Insurance Scheme (Dept. of Expenditure 06.05.2019)
(iii) Brief Note on CGEGIS (DoPT 06.05.2019)
(iv) Revised proposal for LIC’s customized Group Insurance(GI) for Central Government Employees (13.09.2019)

1.  Revision of Central Government Employees Group Insurance Scheme (CGEGIS) is long overdue since the rates of Sum Assured and the premium thereof continues to be the same since it was decided in 1990 inspite of much inflation and devaluation of money.

2.1.  Arising out of 7th CPC recommendations and based on JCM (Staff Side) representation, the Union Cabinet had asked the Ministry of Finance to work out a Customized Group Insurance Scheme for Central Government Employees with low premium and high risk cover.

2.2. Staff Side had pointed out that the existing Scheme of CGEGIS is having a proven system. It is good except for non-revision of the scheme since 1990.

2.3. Subsequently, some of the Customized Group Insurance Scheme for Central Government Employees prepared by LIC was shared with the JCM (Staff Side).

3.  Main drawbacks in LIC proposals: Staff Side finds following major flaws in the proposal submitted by LIC to Department of Expenditure:

3.1  LIC has not given any proposal for the sum assured of 50 lakh, 25 lakh and 15 lakh at lesser subscription compared to the recommended by 7th CPC, as advised by the Cabinet.

3.2 The existing system of CGEGIS is a self-financing scheme, having non-transferable consolidated fund. When handed over to LIC, it will be treated as a profit centre. Hence subscription and other conditions will be changed to provide profit to LIC.

3.3  LIC has proposed a premium(for insurance) 20% higher than 7th CPC recommendations. In addition to that,18% GST on the Subscription have to be borne by employees. Hence, employee will end up in contributing subscription 41.6% more than the recommendations of the 7th CPC.

3.4 . LIC’s proposal of revising the subscription every year will be disadvantageous to the employee and as such not acceptable to the Staff Side.

3.5. LIC’s proposal of age based subscription increases monthly subscription by 4.28 times. It may result in different rates of premium for employees belonging to different age group working in the same pay level.

3.6. LIC also proposed for higher subscription if total number of employees covered in the scheme comes down. This will bring in total uncertainty as staff strength on roll continues to fluctuate due to retirement etc. and non-filling of vacancies.

3.7. LIC asked for transfer of existing corpus (around Rs.500 crore) which was most unreasonable, unprecedented and undesirable, particularly since it does not provide any matching relief to the employees in terms of lower premium.

3.8. Premium proposed to be charged by LIC was too high ,considering a very large group employees to be covered with a sanctioned strength of nearly 38.6 lakh Central Government employees in the CGEGIS.

3.9. a) In LIC’s Jeevan Amar Life Term Assurance Plan (UIN: 512N332V01), for the assured sum of Rs. 50 Lakh at the entry age of 20, annual premium is Rs.4,356, at the entry age of 30,it is Rs. 6,952. (The sample illustrative premiums for Jeevan Amar life term assurance plan is attached as Annexure-I).

b) Even after adding for Saving Fund under CGEGIS @ 3 times of the premium for Life Term Assurance Plan, the total amount of subscription for CGEGIS will be less than half of the monthly subscription proposed by the LIC and by the 7th CPC.

c) Monthly Subscription can be reduced by 20% when the scheme is applied for more than 30 lakh employees as a Group as per details given in Table-2, based on the Premium for Individual Term Insurance indicated in Table 1 below:-

Table-1: Monthly subscription in proportion to LIC’s Jeevan Amar Life Term Assurance Plan):

Pay Level of Employee Insurance Amount Recommended by 7th CPC Rs. Proposed monthly subscription for CGEGIS(In proportion to LIC’s Jeevan Amar Term Assurance Plan) (#) Correspond-ing SA (Savings)
For 30 years of service @8% annual interest Monthly compounding
Insurance Fund (25%) Rs. Savings Fund (75%) (##)Rs. Total Monthly Subscription Rs.
Level 10 & above 50,00,000 600 1800 2400 27,02,331
Level 6 to 9 25,00,000 300 900 1200 13,51,165
Level 1 to 5 15,00,000 200 600 900 9,00,777

(#) Based on entry age of 30 years for Individual Term Insurance. (Premium amount rounded off to next hundred Rs.) (##)7th CPC recommended a ratio of 75:25 for savings fund to insurance fund.

Table-2 Monthly subscription for Group Insurance @ 20% lesser than subscription charged by LIC for Individual Life Term Assurance (shown in table-1) plus savings Fund in the ratio 25:75

Pay Level of Employee Insurance Amount
Recommended by 7th CPC Rs.
Proposed monthly subscription for CGEGIS – (20% less than LIC’s
Jeevan Amar Term Assurance Plan’s premium) (#)
Corresponding SA (Savings)
For 30 years of service @8% annual interest Monthly compounding
Insurance Fund (25%) Rs. Savings Fund (75%) (##)
Rs.
Total
Monthly Subscription
Rs.
Level 10 above 50,00,000 480 1440 1920 21.61,865
Level 6 to 9 25,00,000 240 720 960 10,80,932
Level 1 to 5 15,00,000 160 480 640 7,20,621

4. PROPOSALS OF THE STAFF SIDE

1.1. Staff Side proposes that for the sum assured recommended by 7th CPC the following rates of Monthly subscription @ 20% less than the Premium for Individual Term Insurance plus Savings Fund as derived in table-2 above.

Pay Level of Employee Insurance Amount Recommended by 7th CPC Rs. Proposed monthly subscription for CGEGIS – (20% less than LIC’sJeevan Amar Term Assurance Plan’s premium)
Insurance Fund (25%) Rs. Savings Fund (75%) Rs. Total Monthly SubscriptionRs.
Level 10 & above 50,00,000 480 1440 1920
Level 6 to 9 25,00,000 240 720 960
Level 1 to 5 15,00,000 160 480 640

4.2  Monthly Subscriptions of Rs.1920, Rs.960 and Rs.640 for Sum Assured of Rs. 50 lakh, 25 lakh and 15 lakh for the Levels proposed by the 7th Pay Commission respectively and payable to the family of the deceased employee in case of an employee’s death.

4.3 Ratio of the Insurance Fund and Saving Fund should be 25% : 75% respectively.

4.4 In case of retirement, employees be paid a maturity benefit in proportion to the subscription, length of service and applicable interest rates.

4.5 The CGEGIS should continue to be handled by the Government as here to for.

4.6 The proposal to tie up with LIC should be dropped forthwith especially keeping in view the drawbacks in the proposal of LIC, as enlisted earlier in this letter,

4.7 The Revised Scheme, drawn after consideration of the above proposals, may please be discussed with the JCM Staff Side, and be finalised early as the revision thereof has already been delayed for too long.

Hoping for an early favourable decision on the long pending issue is solicited

Yours faithfully

(Shiva Gopal Mishra)

Encl: 1 Annexure

Copy: Secretary, Department of Expenditure, Ministry of Finance – for necessary action please.

Annexure I

LIC’s JEEVAN AMAR LIFE TERM ASSURANCE PLAN (UIN: 512N332V01)

The sample illustrative premiums for both Option I (Level Sum Assured) and Option II (Increasing Sum Assured) for Basic Sum Assured of Rs.50 Lakh.

Option I (Level Sum Assured):

Age Policy term Regular Annual Premium Annual Premium for limited premium Paying term of (Policy term minus 5) years Annual Premium for limited premium Paying term of (Policy term minus 10) years Single Premium
20 20 Rs. 4,356 Rs. 5,104 Rs.6,556 Rs.48,928
30 20 Rs. 6,952 Rs. 6,952 Rs.8,932 Rs.66,088
40 20 Rs.13,545 Rs. 13,545 Rs.17,595 Rs.1,27,395

Option II (Increasing Sum Assured):

Age Policy term Regular Annual Premium Annual Premium for limited premium Paying term of (Policy term minus 5) years Annual Premium for limited premium Paying term of (Policy term minus 10) years Single Premium
20 20 Rs. 5,715 Rs. 5715 Rs. 8,595 Rs. 63,720
30 20 Rs. 8,415 Rs. 8415 Rs. 12,870 Rs. 94,095
40 20 Rs. 17,664 Rs. 17644 Rs. 27,232 Rs. 1,95,868

Eligibility conditions and other Restrictions:

a) Minimum Age at entry: [18] years (Last Birthday)

b) Maximum Age at entry: [65] years (Last Birthday)

c) Maximum age at Maturity: [80] years (Last Birthday)

d) Minimum Basic Sum Assured: Rs. 25,00,000/-.

e) Maximum Basic Sum Assured: No Limit.The Basic Sum Assured shall be in multiples of: Rs. 1,00,000/-, if Basic Sum Assured for the policy is Rs.25,00,000/- to Rs. 40,00,000/-Rs. 10,00,000/-, if Basic Sum Assured for the policy is above Rs. 40,00,000/-.

f) Policy Term: [10 to 40] years

g) Premium Paying Term:Regular Premium: Same as policy termLimited Premium: [Policy Term minus 5] years for Policy Term [10 to 40] years : [Policy Term minus 10] years for Policy Term [15 to 40] years

Source : Confederation

Latest CGEGIS Tables

[catlist id=17]

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New Promotional and Incentive Structure of PLI / RPLI

F.No: 28-03/2019-LI
Government of India
Ministry of Communications
Department of Posts
(Directorate of Postal Life Insurance)

Chanakyapuri P.O. Complex, New Delhi-110021
Dated : 19.06.2020

To,
1. All Heads of Circles
2. Addl DG APS
3. Director, RAKNPA/GM, CEPT
4. All Regional PMsG
5. All Directors PTCs

Office Memorandum

Subject: New Promotional and Incentive Structure of PLI / RPLI

The promotional (sales) structure and incentive structure of PLI/RPLI was last revised in August 2016 & April 2017 respectively. However, most of Circles had raised concerns in the implementation of the revised promotional structure.

2. In view of the concerns raised by Circles in implementing the promotional structure, low growth in procurement of new PLI/RPIA business and decreasing trend in net accretion of PLI/RPLI premia, the existing sales structure of PLI/RPLI has been revamped based on the feedback received from the Circles.

Also ReadDepartment of Posts Orders 2020

3. The new promotional and incentive structure of PLI/RPLI is enclosed as Annexure-I to Annexure-VI.

4. The new promotional and incentive structure of PLI/RPLI will be effective from 01.07.2020.

(L.N. Sharma)
Chief General Manager (PLI)

Signed Copy

Credit facilities to serving employees of MOHFW, CGHS and DGHS – Guidelines

File No. Dy. No. 10-03/2020/448-54

GOVT. OF INDIA
Office of the Additional Director
CGHS (HQ)
CGHS Bhawan, Sec-13
Rama Krishna Puram
New Delhi-110066
Ph: 20863450

Dated : 22.6.2020

OFFICE MEMORANDUM

Sub : Guidelines regarding credit facilities to serving employees of Ministry of Health & Family Welfare, CGHS and Dte. General of Health Services.

With reference to the above mentioned subject the undersigned is directed to state that as per terms and conditions of empanelment under CGHS, all pvt. Hospitals and diagnostic centres empanelled under CGHS shall provide treatment/investigations to the serving employees of MOH&FW, CGHS and Dte. General of Health Services and their family members covered under CGHS on credit basis Officer/Govt. specialist procedure/investigations and on the basis of advice from CGHS Medical in case of listed treatment with valid permission letter in case of unlisted treatment procedures/investigations as the case may be. In addition the empanelled HCOs shall continue to provide treatment to all CGHS beneficiaries on credit basis under emergency condition.

Also Read 24×7 assistance to CGHS beneficiaries In Delhi in respect of Tele Home care of COVID 19 positive cases

(Dr. Arvind Kumar)
Additional Director, CGHS (HQ)

Signed Copy

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24×7 assistance to CGHS beneficiaries in Delhi in respect of Tele Home care of COVID 19 positive cases

F.No. 1-2/2020/CGHS/ADHQ/29
Government of India
Ministry of Health & Family Welfare
Directorate General of CGHS

Nirman Bhawan, New Delhi
Dated the 17th June, 2020.

OFFICE MEMORANDUM

Sub: Provision of 24×7 assistance to CGHS beneficiaries In Delhi in respect of Tele Home care of COVID 19 positive cases

This is in continuation of this Directorate’s Office Memorandum of even No. dated 16.06.2020 vide which guidelines were issued for Tele-Homecare of COVID 19 positive patients. In this regard it is stated that CGHS Delhi has four Wellness Centres where emergency services are available after normal OPD hours. The normal duty hours of CGHS Wellness Centres are from 7.30. A.M. to 2 P.M. on all working days. Therefore, it is hereby ordered that if any COVID 19 positive CGHS beneficiary in Delhi is in need of any assistance or clarification after normal OPD hours, he/she may contact Medical Officer on duty at any of the four CGHS Wellness Centres, whose addresses and contact numbers are given below.

2. These Centres are being provided all guidelines and instructions issued by Ministry of Health & Family Welfare for facilitating COVID Healthcare so that appropriate advice/ guidance could be given to CGHS beneficiaries. Additional Director, CGHS (HQ) is being designated as the Nodal Officer for this purpose and he will maintain the roster of all the Doctors posted in 24×7 WCs. He would obtain the updated position regarding availability of Covid beds from officer concerned in Ministry of Health & Family Welfare and communicate the same to the 24×7 WCs. CMO I/C of these WCs will independently get the updates in this regard from Delhi Government’s App Delhi Corona. Based on this information, the MOs deployed in the 24×7 WCs will guide the beneficiaries needing assistance for further care/hospital admission.

Also ReadReimbursement of cost of ‘Pulse Oximeter’ for the family of COVID-19 Positive CGHS Beneficiary under Home Care

3. These facilities are in addition to the roles and responsibilities of District Surveillance Officer prescribed by the concerned State Government.

4. The CGHS Delhi operates four CGHS Wellness Centres namely North Avenue, South Avenue, Telegraph Lane and Kingsway Camp. The addresses of these Wellness Centres are as under:

I. North Avenue

Address & Tel No
31, North Avenue, New Delhi-1
011-23094420

II. South Avenue

Address & Tel No
153, South Avenue , New Delhi-11
011-23013490

III. Telegraph Lane

Address & Tel No
18-E, Telegraph Lane, New Delhi
011-23092990

IV. Kingsway Camp

Address & Tel No
CGHS Wellness Centre, New Police Line,
Kingsway Camp, Delhi
011-27459411

5. Instructions for CMO I/C of 24×7 WCS

i. The CMO I/C will maintain a separate register for this purpose and the register may be made available to the MO on shift duty and must be signed while taking/making over.

ii. The MO on emergency duty will keep a record of all such calls, query raised or assistance sought and action taken in a specified register. The register will be put up before the CMO I/C of the emergency Wellness Centre in the morning.

iii. The CMOI/C of emergency WC will share the same information with the CMOI/C of the concerned WC for further action as deemed fit.

iv. The CMOIC will further contact the concerned patient to know about his welfare and the events of last night, warranting him to contact the emergency Wellness Centre.

(Dr. Sanjay Jain)
Director, CGHS

Signed Copy

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EPFO adds 1.39 crore subscribers in last two financial years

Recently published provisional payroll data by EPFO highlights the ever growing trend of increasing subscriber base for EPFO, since the collation of payroll data from September 2017. The payroll data, presents the consolidated annual figures for 2018-19 and 2019-20. Net addition to subscriber base rose from 61.12 lakh added in 2018-19 to 78.58 lakh in 2019-20, registering a 28% growth. The data published comprises of all the new members who have joined during the month and whose contribution is received.

The subscriber growth is on account of lower exits and higher rejoining by exited members. The tax free returns of 8.5% for 2019-20, which is one of the highest among other social security instruments and fixed deposits, has helped EPFO reduce its exits for 2019-20 by around 10% as compared with previous year.

Moreover, there has been a robust increase of around 75% in terms of rejoining by the members exited from 43.78 lakh in 2018-19 to 78.15 lakh in 2019-20. The auto-transfer facility which enables hassle free transfer of PF balance from the old account to the new account on change of job has played a big role in ensuring continuity of membership in many cases.

Also Read :  EPFO Pensioners to get enhanced pension

Age wise analysis during 2019-20 indicates that for the age group 26-28, 29-35 and beyond 35 the net enrolment has increased by more than 50% compared to previous year. Rapid improvement in quality of service delivery in online mode has attracted the workforce of the country towards services of EPFO. Moreover, PF accumulation is no longer looked at as locked-in money. With EPFO settling COVID-19 advances within 3 days, PF accumulations are now seen as liquid assets that can timely meet the need of the subscribers during crisis. Similarly, PF advances can be availed in case of unemployment, marriage expense, higher education, housing and medical treatment.

Further, enrolment of female workers has gone up by around 22% during 2019-20 compared to previous years indicating greater female participation in formal workforce.

The data published indicates that a total of 1.13 lakh new establishments have commenced compliance for the first time during 2018-19 and 2019-10. Simplification of compliance process enabling establishments to obtain PF Code easily through portal and facility of filing electronic challan cum return (ECR) online has promoted voluntary compliance by establishments.

Category wise analysis of industry indicates that Hospitals and Financing Establishments have shown greater than 50% growth while Trading & Commercial establishments, Textiles and establishments providing cleaning & sweeping services have all grown at greater than 20% in terms of net enrolment. It is indeed an indication that greater formalisation of jobs is taking place in the Indian employment market which is also corroborated by the 2019-20 Economic Survey.

PIB

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