Tamil Nadu Assured Pension Scheme (TAPS): TN Govt
To fulfill the twenty-year demand of Tamil Nadu government employees and teachers, the Honorable Chief Minister of Tamil Nadu, Thiru. M.K. Stalin, has ordered the implementation of a new scheme titled “Tamil Nadu Assured Pension Scheme (TAPS),” which provides the benefits of the old pension scheme.
Government employees are the wheels of the vehicle of governance. These wheels travel to ensure that the government’s welfare schemes reach the very last person in society. Recognizing this, the Dravidian Model government, following the path of Muthamizh Arignar Kalaignar, has always functioned with concern for the welfare of government employees and teachers.
Since assuming office in 2021, this government has been implementing various schemes to protect the interests of all sections of the people. To safeguard the welfare of government employees and teachers, who act as the hands of the government, several necessary measures have been taken.
Despite the financial burden caused by the continuous reduction in tax sharing and funding from the Union Government, and the decrease in state tax revenue due to GST changes, the Honorable Chief Minister continues to protect the welfare of employees. Notable measures include:
Also Read: தமிழ்நாடு உறுதியளிக்கப்பட்ட ஓய்வூதியத் திட்டம் (TAPS): திட்டத்தின் சிறப்பம்சங்கள்
- Dearness Allowance (DA): DA increases, which were suspended during the COVID pandemic, have been provided on par with the Union Government since 2022 without delay.
- Earned Leave: The procedure for employees to surrender earned leave for cash was reinstated effective 01.10.2025.
- Insurance: A unique insurance scheme provides ₹1 crore for accidental death and ₹10 lakh for natural death.
- Family Support: Financial assistance for the marriage of deceased employees’ children (₹5 lakh to ₹10 lakh) and higher education assistance (up to ₹10 lakh) is provided through banks.
- Education Advance: Advances for technical education were increased from ₹50,000 to ₹1 lakh, and for Arts and Science education from ₹25,000 to ₹50,000.
- Marriage & Housing: Marriage advances were raised from ₹10,000 to ₹5 lakh. House building advances were increased from ₹40 lakh to ₹50 lakh, the highest among all states.
- Maternity Leave: Female employees’ maternity leave was extended from 9 months to 12 months.
- Retirement Benefits: Pensioners’ medical insurance was raised to ₹10 lakh, and the retirement gratuity was increased from ₹20 lakh to ₹25 lakh.
Key Features of the TAPS Scheme:
Following the recommendations of a committee led by Additional Chief Secretary Thiru. Gagandeep Singh Bedi, IAS, the government has introduced TAPS with the following benefits:
- 50% Assured Pension: Employees will be guaranteed a pension of 50% of their last drawn monthly salary. The state government will bear all additional costs for the pension fund beyond the employees’ 10% contribution.
- Dearness Allowance: Pensioners will receive DA increases every six months, equivalent to those provided to active government employees.
- Family Pension: In the event of a pensioner’s death, 60% of their pension will be provided to their nominated family members.
- Death/Retirement Gratuity: A gratuity not exceeding ₹25 lakh will be provided based on the service period.
- Minimum Pension: A minimum pension will be provided to all employees who retire after the implementation of TAPS, even if they have not completed the full qualifying service period.
- Special Compassionate Pension: Those who retired under the Contributory Pension Scheme (CPS) before the implementation of TAPS will receive a special compassionate pension.
To introduce this scheme, the Tamil Nadu government will provide an additional ₹13,000 crore to the pension fund, along with an annual contribution of approximately ₹11,000 crore.
Honorable Chief Minister Thiru. M.K. Stalin has requested government employees and teachers to unanimously welcome and provide full cooperation for this TAPS scheme, which fulfills a 20-year demand and ensures pension benefits equivalent to the old scheme.
Follow us on WhatsApp, Telegram, Twitter and Facebook for all latest updates
