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Gazette Notification: CCS Rules 2025 -Implementation of the Unified Pension Scheme under National Pension System

Gazette Notification: CCS Rules 2025 -Implementation of the Unified Pension Scheme under the National Pension System

Unified Pension Scheme

MINISTRY OF PERSONNEL, PUBLIC GRIEVANCES AND PENSIONS
(Department of Pension and Pensioners’ Welfare)
NOTIFICATION

New Delhi, the 2nd September, 2025

G.S.R. 599(E).—In exercise of the powers conferred by the proviso to article 309 and clause (5) of article 148 of the Constitution and after consultation with the Comptroller and Auditor-General of India in relation to persons serving in the Indian Audit and Accounts Department, the President hereby makes the following rules regulating the methods of
implementation of the Unified Pension Scheme as an option under the National Pension System for the employees of the Central Government who are covered under the National Pension System, namely:

CHAPTER I

PRELIMINARY

  1. Short title and commencement. – (1) These rules may be called the Central Civil Services (Implementation of the Unified Pension Scheme under the National Pension System) Rules, 2025.

(2) They shall come into force on the date of their publication in the Official Gazette

  1. Application. – Save as otherwise provided in these rules, these rules shall apply to the government servants, including civilian government servants in the Defence Services, appointed substantively to civil services and posts in connection with the affairs of the Union on or after the 1st day of January, 2004 and opts for the Unified Pension
    Scheme as an option under the National Pension System, but shall not apply to,-

(a) Railway servants;
(b) persons in casual and daily rated employment;
(c) persons paid from contingencies;
(d) members of the All India Services;
(e) persons locally recruited for services in diplomatic, consular or other Indian establishments in foreign countries;
(f) persons employed on contract;
(g) persons whose terms and conditions of service are regulated by or under the provisions of the Constitution or any other law for the time being in force;
(h) persons to whom the Central Civil Services (Pension) Rules, 2021 apply in accordance with any special or general order issued by the government; and
(i) persons to whom the Central Civil Services (Implementation of National Pension System) Rules, 2021 apply and who have not opted for Unified Pension Scheme.

Also read: One-time, One-way Switch facility from UPS to NPS made available to the Central Government Employees under specific conditions

  1. Definitions. – (1) In these rules, unless the context otherwise requires, –

(a) “accredited bank” in relation to a ministry or department or Union territory, means the Reserve Bank or any bank which is appointed to transact business of the government pertaining to that ministry or department or Union territory and is officially recognised for transfer of funds to the Trustee Bank;

(b) “Act” means the Pension Fund Regulatory and Development Authority Act, 2013 (23 of 2013);

(c) “admissible payout” means the amount payable to a UPS subscriber for life, in such proportion and in such manner as specified under the Pension Fund Regulatory and Development Authority (Operationalisation of Unified Pension Scheme under National Pension System) Regulations, 2025;

(d) “Authority” means the Pension Fund Regulatory and Development Authority established under sub-section (1) of section 3 of the Pension Fund Regulatory and Development Authority Act, 2013 (23 of 2013);

(e) “Benchmark Corpus” means a corpus as specified under the Pension Fund Regulatory and Development Authority (Operationalisation of Unified Pension Scheme under National Pension System) Regulations, 2025;

(f) “central recordkeeping agency” means an agency registered under section 27 of the Pension Fund Regulatory and Development Authority Act, 2013 (23 of 2013) to perform the functions of recordkeeping, accounting, administration and customer service for subscribers to schemes;

(g) “Cheque Drawing and Disbursing Officer” means a drawing and disbursing officer functioning under a ministry or department (including the Central Public Works department, Forest department and departments in which the provisions of the Central Public Works Account Code are authorised to be followed) or a Union territory, who is authorised to withdraw money for specified types of payments against an assignment account opened in his favour in a specified branch of an accredited bank;

(h) “default pattern” means such choice of pension fund(s) and of investment pattern(s), as may be determined by the Authority in respect of an individual corpus under the Unified Pension Scheme, from time to time;

(i) “Defence Services” means the services under the Government of India in the Ministry of Defence and in the Defence Accounts department under the control of the Ministry of Defence paid out of the Defence Services Estimates and not permanently subject to the Air Force Act, 1950 (45 of 1950) or the Army Act, 1950 (46 of 1950) or the Navy Act, 1957 (62 of 1957);

(m) “family payout” means the monthly amount payable to the legally wedded spouse of a deceased subscriber and computed as per regulations;

(n) “government” means the Central Government;

(o) “Head of Department” means an officer as defined in the Delegation of Financial Powers Rules, 2024, and includes such other officer to whom the President may, by order, specify as Head of Department;

(p) “Head of Office” means an Officer as defined in the Delegation of Financial Powers Rules, 2024, and includes such other officer to whom the government may, by order, specify as Head of Office;

(q) “individual corpus” means the net asset value of units outstanding in the individual Permanent Retirement Account Number (PRAN) of a subscriber tagged with the Unified Pension Scheme account;

(r) “legally wedded spouse” means the spouse of a subscriber whose name appears as such in the service records as on the date of superannuation or voluntary retirement or retirement under the Fundamental Rule 56(j) (which is not treated as penalty under the Central Civil Services (Classification, Control and Appeal) Rules, 1965, as may be applicable, and who is surviving the deceased subscriber;

(s) “local fund administered by government” means the fund administered by a body which, by law or rule having the force of law, comes under the control of the government and over whose expenditure the government retains complete and direct control;

(t) “National Pension System” means the contributory pension system referred to in section 20 of the Pension Fund Regulatory and Development Authority Act, 2013 (23 of 2013) whereby contributions from a subscriber are collected and accumulated in an individual pension account using a system of points of presence, a central recordkeeping agency and pension funds as may be specified by regulations by Pension Fund Regulatory and Development Authority;

(u) “Pay and Accounts Officer” means an officer, whatever his official designation, who maintains the accounts of a ministry, department or office of the Central Government or Union territory and includes an AccountantGeneral, who is entrusted with the functions of maintaining the accounts or part of accounts of the Central Government or Union territory;

(v) “Pension fund” means an intermediary which has been granted a certificate of registration under sub-section (3) of section 27 of the Pension Fund Regulatory and Development Authority Act, 2013 (23 of 2013) by the Authority as a pension fund for receiving contributions, accumulating them and making payments to the subscriber in the manner as may be specified by regulations;

(w) “Permanent Retirement Account Number” means a unique identification number allotted to each Unified Pension Scheme subscriber by the central recordkeeping agency;

(x) “qualifying service” means the period of service in respect of a UPS subscriber, as determined in the manner specified under regulation.

(y) “regulations” means the regulations notified by the Authority for operationalising the Unified Pension Scheme under the National Pension System;

(z) “schedule” means the schedules appended to the Pension Fund Regulatory and Development Authority (Operationalisation of Unified Pension Scheme under National Pension System) Regulations, 2025;

(aa) “switch facility” means a one-time facility available to Unified Pension Scheme subscriber under these rules;

(ab) “Trustee Bank” means a banking company as defined in the Banking Regulation Act, 1949 (10 of 1949);

(ac) “Unified Pension Scheme (UPS)” means the option available to employees of the Central Government, who are covered under the National Pension System, in terms of the UPS Notification;

(ad) “UPS Notification” means the notification published in the Gazette of India bearing number F. No. FX1/3/2024-PR, dated the 24th January 2025, as issued by the Department of Financial Services, Ministry of Finance;

(ae) “UPS Payout Order” means an authorisation issued by the Pay and Accounts Officer to the National Pension System Trust containing such details as provided under regulation 20 of the Pension Fund Regulatory and Development Authority (Operationalisation of Unified Pension Scheme under National Pension System) Regulations, 2025;

(af) “UPS subscriber”, for the purpose of these rules, shall means a Central Government employee who opts for and is enrolled under the Unified Pension Scheme in
accordance with the Pension Fund Regulatory and Development Authority (Operationalisation of Unified Pension Scheme under National Pension System) Regulations, 2025.

(2) Words and expressions used herein and not defined but defined in the Central Civil Services (Implementation of the National Pension System) Rules, 2021, the Fundamental Rules,1922, the Central Civil Services (Pension) Rules, 2021, the Pension Fund Regulatory and Development Authority Act, 2013 (23 of 2013) or the Pension Fund Regulatory and the Development Authority Regulations have the same meanings respectively assigned to them in those Act or rules or regulations.

विशिष्ट मामलों में केंद्र सरकार के कर्मचारियों को यूपीएस से एनपीएस में एकमुश्त, एकतरफा स्विच सुविधा उपलब्ध कराई गई

विशिष्ट मामलों में केंद्र सरकार के कर्मचारियों को यूपीएस से एनपीएस में एकमुश्त, एकतरफा स्विच सुविधा उपलब्ध कराई गई

पात्र केन्द्रीय सरकारी कर्मचारियों के लिए एकीकृत पेंशन योजना (यूपीएस) को वित्त मंत्रालय द्वारा अधिसूचना संख्या एफ. सं. एफएक्स-1/3/2024-पीआर दिनांक 24.01.2025 के माध्यम से अधिसूचित किया गया था।

वित्तीय सेवा विभाग ने दिनांक 25.08.2025 को कार्यालय ज्ञापन संख्या 1/3/2024-पीआर जारी किया है। इसमें, केंद्र सरकार के निर्दिष्ट शर्तों के तहत राष्ट्रीय पेंशन प्रणाली (एनपीएस) में वापस लौटने के लिए एकीकृत पेंशन योजना (यूपीएस) का विकल्प चुनने वाले कर्मचारियों के लिए एकमुश्त, एकतरफा स्विच सुविधा शुरू की गई है।

i. यूपीएस के अंतर्गत पात्र कर्मचारी केवल एक बार एनपीएस में स्विच कर सकते हैं, तथा वापस यूपीएस में स्विच नहीं कर सकते।

ii. स्विच विकल्प का प्रयोग सेवानिवृत्ति से कम से कम एक वर्ष पूर्व या स्वैच्छिक सेवानिवृत्ति से तीन महीने पूर्व किया जाना चाहिए, जो भी लागू हो।

iii. दंडात्मक कार्रवाही के तहत हटाए जाने, बर्खास्त किए जाने या अनिवार्य सेवानिवृत्ति के मामले में या ऐसे मामलों में जहां अनुशासनात्मक कार्यवाही चल रही हो या विचाराधीन हो, स्विच सुविधा की अनुमति नहीं दी जाएगी।

iv. जो लोग निर्धारित समय के भीतर स्विच का विकल्प नहीं चुनते हैं, वे डिफ़ॉल्ट रूप से यूपीएस के अंतर्गत ही बने रहेंगे।

जो कर्मचारी एनपीएस में बने रहना चुनते हैं, वे 30 सितम्बर 2025 के बाद यूपीएस का विकल्प नहीं चुन सकते।

इस पहल का उद्देश्य केंद्र सरकार के कर्मचारियों को सेवानिवृत्ति के बाद की वित्तीय सुरक्षा की योजना बनाने में सूचित विकल्प प्रदान करना है। यूपीएस का विकल्प चुनकर, कर्मचारी बाद में एनपीएस में स्विच करने का विकल्प बरकरार रख सकते हैं ।

Also Read: One-time, One-way Switch facility from UPS to NPS made available to the Central Government Employees under specific conditions

नोट: एनपीएस के अंतर्गत पात्र कर्मचारियों और पूर्व सेवानिवृत्त लोगों के लिए यूपीएस चुनने की अंतिम तिथि 30 सितंबर, 2025 है।

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One-time, One-way Switch facility from UPS to NPS made available to the Central Government Employees under specific conditions

One-time, One-way Switch facility from UPS to NPS made available to the Central Government Employees under specific conditions

The Unified Pension Scheme (UPS) for eligible Central Government employees was notified by the Ministry of Finance, Government of India, vide Notification No. F. No. FX-1/3/2024-PR dated 24.01.2025.

The Department of Financial Services has issued an Office Memorandum No. 1/3/2024-PR dated 25.08.2025, introducing a one-time, one-way switch facility for Central Government employees who have opted for the Unified Pension Scheme (UPS) to revert to the National Pension System (NPS), under specified conditions.

i. Eligible employees under UPS can switch to NPS only once, and cannot switch back to UPS.

ii. The switch must be exercised at least one year before superannuation or three months before voluntary retirement, whichever is applicable.

iii. The switch facility will not be allowed in case of removal, dismissal or compulsory retirement as a penalty or for cases where disciplinary proceedings are ongoing or contemplated.

iv. Those who do not opt for the switch within the stipulated time will continue under UPS by default.

v. Employees who choose to remain in NPS cannot opt for UPS after 30th September 2025.

This initiative aims to provide informed choice to Central Government employees in planning their post-retirement financial security. By opting for UPS the employees retain their choice for swich to NPS at a later date.

Note: The last date for eligible employees and past retirees under NPS to opt for UPS is September 30, 2025.

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IRTSA urges the Finance Minister to revise the Productivity Linked Bonus ceiling to ₹18,000 plus DA

IRTSA urges the Finance Minister to revise the Productivity Linked Bonus ceiling to ₹18,000 plus DA

INDIAN RAILWAYS TECHNICAL SUPERVISORS’ ASSOCIATION

No:IRTSA/Memo-33

Date: 28.08.2025

Smt. Nirmala Sitaraman
Hon’ble Minister for Finance

Shri. Ashwini Vaishnaw
Hon’ble Minister for Railways

Respected Madam/Sir,

Sub: Productivity Linked Bonus (PLB) for non gazetted Railway employees for the financial year 2024-25.

Ref: Railway Board order No. E(P&A)II/2015/PLB-4 (RBE No.109/2016), dated 15.09.2016.

1) We request your kind attention for revising the ceiling of Productivity Linked Bonus (PLB) for Railway employees working in level-1 to Rs.18,000 + DA and calculation of PLB in proportion to higher pay levels for the employees working in level-2 and above. Ceiling of monthly emolument of Rs.7000 for the purpose of calculating PLB for non-gazetted Railway Employees fixed in the year 2016 is unrealistic and not in commensuration with 7th CPC pay matrix.

2) The PLB scheme for Railway employees came in to force from the year 1979. From the year 1995-96, all the Group ‘C’ and Group ‘D’ employees have been paid PLB without any ceiling on wages for eligibility. The scheme envisaged measurement of productivity of Railways by the net tonne KM for goods revenue traffic and passenger KM equated to goods traffic relating to average staff strength.

3) Ceiling of monthly emoluments for the purpose of payment of PLB was fixed as Rs.7000 (Basic Pay + DA) from the financial year 2014-15 vide Railway Board letter No. RBE No.109/2016 dated 15.09.2016. It remains same till date with same PLB amount of Rs.17,951 for continuous ten years.

Also Read: AIRF demands early disbursement of Productivity Linked Bonus for 2024-25 before Puja/Dussehra festival

4) Year wise from 2001-02 to 2023-24 equivalent days of PLB, monthly wage ceiling and maximum PLB admissible is given in the table below.

 YearDaysMonthly wage
ceiling
 
Maximum
PLB
   Amount in Rs.
12001-025925004849
22002-035925004836
32003-045925004836
42004-055925004849
52005-066525005342
62006-077025005753
72007-087335008399
82008-097535008630
92009-107735008860
102010-117835008975
112011-127835008975
122012-137835008975
132013-147835008975
142014-1578700017951
162015-1678700017951
172016-1778700017951
182017-1878700017951
192018-1978700017951
202019-2078700017951
212020-2178700017951
222021-2278700017951
232022-2378700017951
242023-2478700017951

5) Entry pay for lowest grade of Pay Level-1 in Railways was fixed as Rs.18,000 w.e.f. 01.01.2016. PLB equivalent to 78-day wages calculated on the basis of wage ceiling of Rs.7000 with the maximum admissible PLB of Rs.17,951 sounds irrational.

6) Indian Railways is continuously improving its productivity. Gross traffic receipt of IR has increased by 5.1% from Rs.2,64,600 crore in 2023-24 to Rs. 2,78,100 crore in 2024-25. This improved performance is not being reflected in PLB paid to employees.

7) Issues with Productivity Linked Bonus (PLB)

i) Ceiling not in commensuration with 7[th] CPC pay matrix: Monthly wages ceiling for PLB was not revised from Rs.7000 to Rs.18,000 after implementation of 7[th] CPC recommendations w.e.f. 01.01.2016. Ceiling of Rs.7000 remains same for ten years.

ii) Stagnant PLB Amount: The PLB amount of ₹17,951 has not increased for the past ten years, ignoring even inflation. Since implementation of 7[th] CPC pay matrix, rate of DA increased to 55% up to January 2025. PLB should have been increased by Rs.9800 atleast in proportion to DA increase since 2016.

iii) PLB is not in proportion to number of equivalent days announced: Last year PLB equivalent for 78 days wages were announced. But, Rs.17,951 paid as PLB was not in proportion to 78 days wages. PLB paid per day worked out to be Rs.230 (Rs.17,951/78 days), whereas minimum pay per day for starting basic pay of Rs.18,000 in level-1 plus 55% DA is Rs.930.

iv) No weightage for employees working in Pay Level- 2 and above: PLB calculation gives no weightage for employees working in Pay Level 2 and above, shouldering higher responsibilities for improving productivity.

v) PLB paid not in proportion to improved Railway performance: Improvements in the productivity of goods and passenger traffic not reflected in the PLB paid to employees.

8) It is therefore requested that

i) Revision of Ceiling Limit for Pay Level-1:

The ceiling limit for Pay Level-1 employees for the purpose of PLB should be revised to ₹18,000 plus Dearness Allowance (DA).

ii) Removal of Ceiling Limit for Pay Levels 2 and above:

The ceiling limit of PLB should be removed for employees working in level-2 and above and the calculation of PLB should linked to Pay level the employees are working.

Thanking you

K.V.RAMESH
General Secretary, IRTSA
9003149578

Copy for kind information & necessary action
CRB & CEO Railway Board, New Delhi.
Additional Secretary, Dept of Expenditure, Ministry of Finance.
Secretary, Railway Board, New Delhi.

Source: IRTSA

Indian Railways and SBI: Enhanced Insurance Benefits for Railway Employees

Indian Railways and SBI: Enhanced Insurance Benefits for Railway Employees

Indian Railways and the State Bank of India (SBI) have signed a Memorandum of Understanding (MoU) to provide enhanced insurance benefits to railway employees. This agreement, overseen by Shri Ashwini Vaishnaw, aims to offer comprehensive financial security, especially for frontline Group C personnel.

Key Highlights of the MoU

  • Accidental Death: Railway employees with a salary account at SBI are now eligible for an enhanced ₹1 crore accidental death insurance cover.
  • Air Accident Death: In the unfortunate event of an air accident, the coverage increases to ₹1.6 crore, with an additional benefit of up to ₹1 crore available on their RuPay debit card.
  • Permanent Disability: The MoU also includes significant coverage for disability:
    • ₹1 crore for permanent total disability due to an accident.
    • Up to ₹80 lakh for permanent partial disability.

This partnership is part of a compassionate, employee-centric initiative to provide exclusive and robust benefits, ensuring the well-being of railway personnel and their families.

Enhanced Insurance Benefits for Railway Employees

Indian Railways & State Bank of India Signs MoU for Enhanced Insurance Benefits to Railway Employees in the Presence of Shri Ashwini Vaishnaw


Railway Employees Maintaining Salary Accounts with SBI to Get Enhanced Insurance Coverage of ₹1 Crore for Accidental Death

Railway Employees to Get ₹1.6 Cr Air Accident (Death) Cover Plus an Additional up to ₹1 Cr on RuPay Debit Card

Personal Accident (Permanent Total Disablement) Cover of ₹1.00 crore & Personal Accident (Permanent Partial Disability) Cover of up to ₹80 lakh

A Compassionate, Employee-Centric MoU to Deliver Exclusive Benefits, Particularly For Frontline Group C Railway Personnel & Others

A landmark Memorandum of Understanding (MoU) was signed today between two of India’s leading institutions – Indian Railways (IR), one the largest rail networks in the world, and the State Bank of India (SBI), the country’s largest public sector bank. The ceremony was honoured by the August presence of the Hon’ble Minister for Railways, Information & Broadcasting, Electronics & Information Technology, Shri Ashwini Vaishnaw;  the Chairman, Railway Board, Shri Satish Kumar; and the Chairman, SBI, Shri C.S. Setty.

Under this MoU, insurance coverage for Railway employees maintaining salary accounts with SBI has been significantly enhanced. In case of accidental death, the insurance benefit has been increased to ₹1 crore, compared to the current coverage of ₹1.20 lakh, ₹60,000 and ₹30,000 for Group A, B, and C employees respectively covered under CGEGIS.

Additionally, all Railway employees holding only a salary account with SBI will now be eligible for natural death insurance coverage of ₹10 lakh—without the need for paying any premium or undergoing any medical examination.

With nearly 7 lakh Railway employees maintaining salary accounts with SBI, this agreement marks a major step towards employee welfare, reflecting a caring and constructive partnership between Indian Railways and SBI.

Some of the key complimentary insurance covers under this MoU include: Air Accident Insurance (Death) Cover of ₹1.60 crore plus an additional up to ₹1.00 crore on RuPay Debit Card; Personal Accident (Permanent Total Disablement) Cover of ₹1.00 crore; and Personal Accident (Permanent Partial Disability) Cover of up to ₹80 lakh.

This MoU between two leading entities is employee-centric, compassionate, and designed to bring exclusive benefits to the workforce—especially frontline railway personnel in Group C and others.

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iGOT Kamayogi Mandatory Course & Assessment : Guidelines for implementation of DoPT’s O.M. dated 04.07.2025

iGOT Kamayogi Mandatory Course & Assessment : Guidelines for implementation of DoPT’s O.M. dated 04.07.2025

No.T-28/27/2025-iGOT
Government of India
Ministry of Personnel, Public Grievances and Pensions
Department of Personnel & Training
Training Wing

Block-IV, Old JNU Campus,
New Delhi -110067
Dated: 29 August,2025

Office Memorandum

Subject: Guidelines for implementation of DoPT’s O.M. dated 04.07.2025 regarding Mandatory Course Completion and Comprehensive Assessment on iGOT Kamayogi – reg.

The undersigned is directed to refer to this Department’s O.M. of even number dated 04.07.2025 mandating all Central Government employees and officers of the All India Services to complete prescribed courses and undergo comprehensive assessments on the iGOT Karmayogi platform, with the outcomes to be duly reflected in the Amual Perfomance Appraisal Report (APAR).

2. In pursuance of the above, Ministries/Departments/Organizations (MDOs) were advised to identify suitable iGOT Karmayogi courses, set annual training targets, prepare Question Banks for assessments, and ensure integration of SPARROW with iGOT, among other measures.

3. Subsequently, a number of references are being received from MDOs seeking clarifications on various aspects of the implementation of the said O.M. Accordingly, comprehensive Guidelines for Implementation of O.M. dated 04.07.2025 have been prepared to provide clarity and facilitate uniform adoption across all MDOs.

4. A copy of the said Guidelines is enclosed herewith for information and necessary action. All MDOs are requested to ensure adherence to these Guidelines while implementing the provisions of this Department’s O.M. dated 04.07.2025.

5. This issues with the approval of competent authority.

Encl: As stated

(Gaurav Anand)
Under Secretary to the Government of India

To
(i) Secretaries to all the Ministries/Departments of the Government of India
(ii) All Cadre Controlling Authorities

Copy to:
(i) Chief Secretaries of all State Governments /UT Administrations
(ii) PSO to Secretary (P), DoPT
(iii) Secretary, Capacity Building Commission
(iv) CEO, Karmayogi Bharat
(v) Director (IT), NIC
(vi) Deputy Secretary /Director AIS Division, DoPT
(vii) Deputy Secretary /Director, PP Division, DoPT
(viii) NIC (Trg), DoPT with request to upload the circular on website

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AIRF announces Nationwide Protest on 19th September Over Delay in 8th Pay Commission Gazette Notification

AIRF Announces Nationwide Protest on 19th September Over Delay in 8th Pay Commission Gazette Notification

New Delhi, August 31, 2025 – The All India Railwaymen’s Federation (AIRF) has announced a nationwide protest on 19th September 2025 against the non-issuance of the Gazette Notification for the 8th Pay Commission, even though the Government had announced its constitution more than six months ago.

This was decided unanimously in the National Executive Meeting of the AIRF, which was attended by the leaders of all the affiliated unions on 28th August 2025.

In a press statement issued after national executive meeting, AIRF General Secretary Comrade Shiva Gopal Mishra stated that the protest will be organized across all the branches of the railway union throughout the country. The demonstrations will also mark a tribute to the martyrs of 19th September. He appealed to railway employees to participate in large numbers while ensuring that the protests remain peaceful, disciplined, and widespread.

Comrade Mishra further urged the Government of India to immediately issue the Gazette Notification, fulfill its promise, and address the growing discontent among central government employees, particularly in the Indian Railways.

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Government extends ECHS Facilities for Medically Boarded-Out Officer Cadets from military training

Government extends ECHS Facilities for Medically Boarded-Out Officer Cadets from military training

Reaffirming its commitment to the dignity and well-being of the armed forces, the Government has approved the extension of Ex-Servicemen Contributory Health Scheme (ECHS) facility to officer cadets who are invalidated from training on medical grounds attributable to or aggravated by military training. Cadets who join prestigious institutions like NDA, OTA and IMA with the aspiration to serve the nation, often suffer lifelong disabilities but are currently not eligible for ECHS as they are not granted ex-servicemen (ESM) status.

ECHS

This measure is applicable to cadets who have been medically boarded out prior to completion of training and is also extendable to future similar cases. Considering the humanitarian nature and financial burden on families, the Government has approved quality medical care for such cadets without creating a precedent for other categories. The grant of ECHS facilities shall be subject to the following conditions:

  1. Apply for membership of ECHS and accept ECHS rules
  2. Avail facility for individual only
  3. Avail free OPD services from ECHS Polyclinics
  4. Avail cashless OPD/IPD/Investigations in ECHS empanelled Hospitals
  5. Should not be member of any other Government Health Scheme

The one-time subscription fee (i.e Rs1.20 lacs currently applicable to ESM officers) will not be charged from the officer cadets towards joining the ECHS Scheme.

While a small number of cadets annually are affected, the financial and emotional burden on their families is significant.  In such instances, the practice is to extend a monthly ex-gratia payment to such cadets.  In addition, based on the extent of disability (20% to 100%), a monthly ex-gratia disability award is also made available to such cadets.  With this approval, these cadets will now be eligible for availing cashless and capless healthcare facilities under ECHS.

ECHS was launched in April 2003 for Ex-servicemen and their dependents by utilizing the existing medical infrastructure of Armed Forces and private empanelled/ government hospitals across the country. It has 30 Regional Centres (RC) and 448 Polyclinics (PCs) pan India with a total beneficiary base of approximately 63 lakhs. It has 3000+ Empanelled Health Care organisations under its network.

PIB

AICPIN for July 2025 : Expected DA from Jan 2026

AICPIN for July 2025 : Expected DA from Jan 2026

GOVERNMENT OF INDIA
MINISTRY OF LABOUR & EMPLOYMENT
LABOUR BUREAU

F.No. 5/1/2021-CPI

Shram Bureau Bhawan, Block No. 2,
Institutional Area, Sector 38 (West),
Chandigarh – 160036
Dated: 29.08.2025

Press Release

Consumer Price Index for Industrial Workers (2016=100) – July, 2025

1. Labour Bureau, an attached office of the M/o Labour & Employment, has been compiling Consumer Price Index for Industrial Workers every month on the basis of retail prices collected from 317 markets spread over 88 industrially important centres in the country. The index for the month of July, 2025 is being released in this press release.

2. The All-India CPI-IW for July, 2025 increased by 1.5 point and stood at 146.5 (one hundred forty-six point five).


Also Read

DA Calculation Sheet

Expected DA from July 2025 Calculator


3. Year-on-year inflation for the month of July, 2025 stood at 2.66% as compared to 2.15% in July, 2024.

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One-time one-way Switch facility from UPS to NPS: FINMIN O.M

One-time one-way Switch facility from UPS to NPS: FINMIN O.M

File No. 1/3/2024-PR
Government of India
Ministry of Finance
Department of Financial Services
(Pension Reforms Section)

2nd Floor, Jeevan Deep Building
Parliament Street, New Delhi
Dated: the 25th August, 2025

OFFICE MEMORANDUM

Sub.: Unified Pension Scheme (UPS)- Introduction of one-time one-way Switch facility from UPS to NPS- reg.

The undersigned is directed to refer to the Unified Pension Scheme (UPS) notified by the Ministry of Finance vide Notification No. F. No. FX-1/3/2024-PR dated 24th January 2025, for Central Government employees covered under the National Pension System (NPS).

2. It has been decided that a one-time, one-way switch facility from UPS to NPS shall be made available to all Central Government employees who have opted for UPS. This switch facility may be exercised by UPS optees any time not later than one year prior to the date of superannuation or three months prior to the deemed date of retirement in case of voluntary retirement, as applicable. Similar provisions will be made for resignation and cases of Rule 56J, with minor modifications as necessary. If switch facility not exercised as per aforesaid timelines, the employee shall continue under UPS by default.

3. The switch facility will not be allowed in case of removal, dismissal or compulsory retirement as a penalty or for cases where disciplinary proceedings are ongoing or contemplated.

4. Once the switch facility is availed, the provisions of the PFRDA (Exit & Withdrawal under NPS) Regulations, 2015 shall apply. The concerned employee shall cease to be eligible for assured payouts and UPS benefits. The Government’s differential contribution (4%) at default investment pattern will be worked out and shall be credited to the individual’s NPS corpus at the time of exit.

5. Ministries/Departments are requested to bring the contents of this O.M. to the notice of eligible officers/officials under your administrative control.

6. This issues with the approval of Competent authority

(Harkesh Chander)
Under Secretary to the Government of India
Tele no. 2374 8760

All Secretaries to the Government of India
(as per Standard List)

Click here to download PDF Copy

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