G.O.Ms.No.279, Dated 24th June 2020. (Saarvari, Aani-10, Thiruvalluvar Aandu 2051)
ABSTRACT
MEDICAL AID – New Health Insurance Scheme, 2016 for employees which is to expire on 30-6-2020 – Extension for another one year period from 1-7-2020 to 30-6-2021 – Orders – Issued.
Read the following :-
1. G.O.(Ms).No.202, Finance (Salaries) Department, dated:30-06-2016.
2. G.O.(Ms).No.391, Finance (Salaries) Department, dated:10-12-2018.
3. Government Letter No.14973, Finance (Salaries) Department, dated:10-06-2020.
4. Letter received from the United India Insurance Company Limited, Chennai, dated:11-06-2020.
-oOo-
ORDER:
In the Government Order first read above, orders were issued for implementation of New Health Insurance Scheme, 2016 to provide health care assistance for employees and their eligible family members with a provision to avail assistance upto the limit of Rupees Four Lakh in a block period of four years (from 1-7-2016 to 30-6-2020) as a CASHLESS model for the approved treatments/surgeries (listed in the Annexure-II of the said order) in the network hospitals approved through the United India Insurance Company Limited which is a public sector company. However, the assistance shall be upto Rupees Seven Lakh and Fifty Thousand for illness listed in the Annexure-II-A of the said order. The coverage of medical assistance shall be extended to accident cases where patient got approved treatment/undergone surgeries in a non-network hospital. The annual premium payable by the Government to the United India Insurance Company Limited shall be Rs.2,100/- per employee, per annum for the block period of four year. The annual premium initially paid by the Government shall be recovered from the employee @ Rs.180/- per month by deduction in monthly salary.
2. In the Government Order second read above, orders were issued for extension of medical assistance in case of emergency care on reimbursement in non-network hospitals for the treatments/surgeries cover under New Health Insurance Scheme, 2016 for employees and their eligible family members subject to eligible medical expenses and ceiling criteria. An additional premium of Rs.50/- per employee, per annum is being paid to the United India Insurance Company Limited.
3. The New Health Insurance Scheme, 2016 for employees is to expire on 30-6-2020. In order to ensure continuity of insurance coverage for employees and considering the outbreak of the COVID-19 pandemic, Finance Department proposed to extend the current contract with United India Insurance Company Limited with existing terms and conditions for a period of another one year, under Rule 14 (9) of Tamil Nadu Transparency in Tenders Rules, 2000.
4. In the reference third read above, the United India Insurance Company Limited was requested to convey their consent for extension of the New Health Insurance Scheme, 2016 for employees for a further period of one year w.e.f 1-7-2020 to 30-6-2021 with the same terms and conditions of agreement and with a cover of Rs.4 lakhs for families of all insured employees.
5. In the reference fourth read above, the United India Insurance Company Limited, has agreed to the extension of the New Health Insurance Scheme, 2016 for Employees for a further period of one year w.e.f from 1-7-2020 to 30-6-2021, with assistance capped at Rs.4 lakhs for each of the insured employees along with their eligible family members and Rs.7.5 lakhs for specified illnesses.
6. The Government after careful consideration, directs that the New Health Insurance Scheme, 2016 for employees, which is to expire on 30-6-2020, shall be extended for a period of another one year from 1-7-2020 to 30-6-2021, with assistance capped at Rs.4 lakhs for families of all insured employees and at Rs.7.5 lakhs for specified illnesses, as per existing terms and conditions of agreement made with the United India Insurance Company Limited.
7. The Commissioner of Treasuries and Accounts is directed to send necessary proposal to the Government for sanction of insurance premium as per the terms and conditions of the agreement.
(BY ORDER OF THE GOVERNOR)
S.KRISHNAN
ADDITIONAL CHIEF SECRETARY TO GOVERNMENT
File No.1.60/2017-cghs/c&p
No. 1-60/2017-CGHS/C&P/EHS
Government of India
Ministry of Health & Family Welfare
Department of Health & Family Welfare
EHS Section
*****
Nirman Bhawan, New Delhi
Dated: the 12 June, 2020
OFFICE MEMORANDUM
Subject : Revision of time limit for submission of final claims for reimbursement of medical expenses under CGHS.
The undersigned is directed to refer to CGHS guidelines wherein the time limit for submission of final claims for reimbursement of medical expenses is 3 months. The matter has been examined in this Ministry and it has been decided to revise the time limit for submission of final claims for reimbursement of medical expenses to 6 months.
2. Henceforth, only the cases in which the bills are submitted after 6 months from the date of completion of medical treatment/ discharge of the patient from the hospital are required to be taken up for condonation. The power of condonation of such delays and other terms and conditions would be same as enumerated in the O.M. No. S.14025/8/99-MS dated 25.05.1999.
3. This issues with the approval of the Competent Authority.
(Bimal Kumar)
Deputy Secretary to the Govt. of India
No. 38/37/16-P&PW(A) Government of India Ministry of Personnel Public Grievances and Pensions Department of Pension and Pensioners Welfare
Lok Nayak Bhawan, Khan Market,
New Delhi – 110003,
Dated 22.06.2020
OFFICE MEMORANDUM
Sub : Regulation of pension and other retirement benefits of Government servants who were on Extraordinary leave/unauthorized absence/suspension as on 1.1.2016 and retired/died thereafter without joining duty.
The undersigned is directed to say that in accordance with Rule 33 of the CCS (Pension) Rules, for calculation of pension, the expression ’emoluments’ means basic pay as defined in Rule 9(21) (a) (i) of the Fundamental Rules which a Government servant was receiving immediately before his retirement or on the date of his death. In accordance with Note 3 under this rule, if a Government servant immediately before his retirement or death while in service had been absent from duty on extraordinary leave or had been under suspension, the period whereof does not count as service, the emoluments which he drew immediately before proceeding on such leave or being placed under suspension shall be the emoluments for the purpose of this rule.
2. Doubts have been raised in regard to the manner in which the pension and other retirement benefits of Government servants, who were on extraordinary leave/unauthorized absence/suspension as on 1.1.2016 and retired/died thereafter without joining duty, would be regulated. The matter has been examined in consultation with the Ministry of Finance (Department of Expenditure) and the following clarifications are issued:
Category of Government servant
Manner in which pension and other pensionery benefits are to be regulated
Government servant, who was on extraordinary leave/unauthorized absence the period whereof does not count as qualifying service – as on 1.1.2016 and retired/died thereafter without joining duty
In accordance with Rule 33 of CCS(Pension) Rules, 1972, the basic pay which he drew immediately before proceedings on such leave shall be the emoluments for the purpose of pension. The pension / family pension thus calculated will be revised in the accordance with the instructions contained in the Department’s O.M. No. 38/37/ 16-P&PW(A) dated 12.05.2017 read with O.M.No. 38/37/16-P&PW(A)(ii) dated 04.08.2016 and will be paid to the pensioner/family pensioner from the date it becomes due.
For the purpose of gratuity, the emoluments shall also include Dearness Allowance ( as per 6th CPC) admissible on the date of retirement/death of the Government servant.
The Pension/family pension/commutation of pension and gratuity will be regulated in accordance with the rules/instructions applicable before 1.1.2016
Government servant, who was on extraordinary leave – the period whereof counts as qualifying service – as on 1.1.2016 and retired/ died thereafter without joining duty.
The pay of such a Government servant will be notionally revised w.e.f. 1.1.2016 and this notionally revised basic pay will be reckoned as emoluments for the purpose of pension.
For the purpose of gratuity, the emoluments shall also include Dearness Allowance ( as per 7th CPC) admissible on the date of retirement/ death of the Government Servant.
His pension/family pension, commutation of pension and gratuity will be regulated in accordance with the instructions contained in this Department’s O.M. No. 38/37/16-P&PW(A) dated 12.05.2017 read with O.M. No 38/37/16-P&PW(A)(i) dated 04.08.2016 and will be paid to the pensioner/family pensioner from the date it becomes due.
Government servant, who was under suspension as on 1.1.2016 and retired thereafter without joining duty.
Such a Government servant, on retirement, is entitled to only provisional pension. The emoluments which he drew immediately before suspension shall be the emoluments for the purpose of provisional pension. This provisional pension will be revised in accordance with Department’s O.M. No. 38/49/ 16-P&PW(A) dated 12.02.2018. The provisional pension will be reviewed/regularized on conclusion of the departmental/judicial proceedings and issue of final orders thereon.
3. These orders issue with the concurrence of Ministry of Finance (Department of Expenditure) vide their U.O. No. 1(23)/ EV/2019 dated 05.02.2020.
4. In their application to the employees of Indian Audit and Accounts Department, the orders are issued under Article 148(5), of the Constitution With the concurrence of the Comptroller and Auditor General of India.
(R. C. Sethi)
Under Secretary to the Government of India
F.No .38/37/2016-P&PW(A) Government of India Ministry of Personnel, Public Grievances & Pensions Department of Pension & Pensioners’ Welfare
Lok Nayak Bhawan
Khan Market New Delhi
Dated 18.06.2020
OFFICE MEMORANDUM
Subject : Revision of pension of pre-2016 pensioners/family pensioners in implementation of Government’s decision on the recommendations of the 7th Central Pay Commission – Concordance Table Corrigendum regarding.
The undersigned is directed to refer to this Department’s OM of even number dated 06.07.2017 on the subject mentioned above and to say that there is some error in the entries relating to the pre-revised pay of Rs.21820/- (6th CPC Grade Pay : Rs.5400/-, 7th CPC Level-9) in Table 29 enclosed therewith.
2. It is requested that the existing Table 29 may be substituted by the enclosed Table 29. The revised entries have been shown in bold letters.
(R. C. Sethi)
Under Secretary to the Government of India
2. Several references are being received in this Department to do away with the condition of submission of Boarding Pass with the TA claims, The matter has been considered in this Department and it has been decided that in case, a Government servant is unable to submit the Boarding Pass along with TA Bill, he can submit a self-declaration certificate in lieu of Boarding Pass alongwith TA Bill. The proforma for self certification is enclosed as Annexure. The proforma needs to be countersigned by the Controlling Officer in case of officials below the Under Secretary level (i.e. from Pay level 10 and below)
3. These instructions will be applicable in respect of journey on tour performed by employees of Central Government. Ministries/Departments are advised that these instructions may be brought to the notice of all concerned for compliance.
Ministry of Housing and Urban Affairs has provided extension of retention of Government Accommodation to allottees of GPRA for additional 15 days, that is, upto 15th July 2020.
The Ministry had earlier extended the retention period till 30th June 2020 vide OM of even number dated 5th May 2020. The Ministry has taken the decision in view of various representations received regarding hardships faced by allottees in hiring alternate accommodation, arranging labour for shifting due to increase in Covid-19 cases.
The Ministry, vide OM No. 12035/2/2020-Pol.II dated 22nd June 2020, has advised concerned allottees to vacate the accommodation on or before 15th July 2020,else damage charges/market rent will be levied.
All Point of Presence (PoPs) under Atal Pension Yojana (APY) / NSDL-CRA
Subject : Processing of death claims requests under Atal Pension Yojana (APY) in view of Covid 19 pandemic – reg.
Considering the difficulties faced by Point of Presence under Atal Pension Yojana (hereinafter referred as `PoP-APY’) in processing of death claim requests due to Covid 19 pandemic, it has been decided to ease the processing of death claim requests.
(i). PoP-APY shall duly verify and attest the documents of death claim requests and submit the scanned copies of all requisite documents through their registered e-mail ID to NSDL-CRA.
(ii). PoP-APY shall also submit, through their registered email ID, a declaration stating ‘All requisite physical documents shall be submitted to CRA by July 31, 2020.’
(iii). NSDL-CRA shall accept these scanned documents alongwith declaration as above, submitted by PoP-APY, for processing the same as per the applicable guidelines.
(iv). The above process is adopted on an exception basis till June 30, 2020.
3. This circular is issued under Section 14 of PFRDA Act, 2013 and is available in ‘Circulars’ section of Regulatory Framework at PFRDA’s website.
Government of India
Department of Atomic Energy
Secretariat Coordination Section
Anushakti Bhavan, C.S.M. Marg,
Mumbai – 400 001
No. 16/6/2020-SCS/COVID-19
May 19, 2020
OFFICE MEMORANDUM
Sub : Payment of Transport Allowance during the lockdown period due to COVID-19 pandemic – Regarding
Ministry of Home Affairs (MHA), New Delhi has been issuing Orders/Guidelines/Directives on strict implementation of lockdown measures across the country to prevent and contain the spread of COV1D-19 virus from time to time. The lockdown measures have been enforced w.e.f. 23-03-2020 up to 31-05-2020 and are subject to further orders.
2. The Department has advised its Constituent Units/PSUs/Aided Institutions to strictly comply with the directives/guidelines issued by MHA and the respective State Governments/Union Territories/Local Authorities from time to time. One of the advises issued by the Department inter alia instructs, restricting attendance of employees at workplace as per the ceiling prescribed by MHA/State authorities. In this regard, the Department has also sought data from the Constituent Units/Public Sector Undertakings/ Aided Institutions on the month-wise attendance details of its employees in both essential and non-essential services and travelled by departmental transport facility or by their own means during the lockdown period.
3. It has now been decided in the Department that, since no clarification has been issued by the Nodal Ministry for grant/regulation of travelling allowance to the employees who have attended office/duty during the lock down period, the payment of travelling allowance be kept in abeyance in respect of all eligible employees whether attended office/duty or otherwise with immediate effect until further orders. The travelling allowance paid if any during the lock down period i.e. for the month of April, 2020 will be subject to orders/clarification from the Nodal Ministry which may be brought to the notice of the concerned employees.
4. This is issued with the approval of the Competent Authority in the Department.
Subject : OTP based authentication for paperless NPS on-boarding.
Pension Fund Regulatory and Development Authority (PFRDA) is mandated with the duty to regulate, promote and ensure orderly growth of the National Pension System (NPS) and to protect the interests of subscribers of such system and schemes. As part of its developmental mandate and to increase the outreach of NPS, PFRDA had taken series of steps to ensure ease of NPS on boarding through various convenient modes.
2. In order to facilitate opening of online NPS Account by prospective Subscribers in a paperless manner, it has been decided to permit validation of NPS application by either through ‘e signature’ or by One Time Password (OTP) in the following manner:
i. The customers of Bank-POPs who open NPS Account through internet banking of the respective banks can authenticate using OTP through registered mobile number or by ‘e Signature’.
ii. In other digital modes of NPS, on-boarding offered by all POPs/eNPS, the subscribers can authenticate using re Signature’ or through OTP received on their mobile number as well as on email.
3. In both the above modes, along with the details required for opening NPS account, the POPs have to ensure that the data is transmitted to CRA with photo and image of the subscriber’s signature. Further, the POPs, while transmitting the information, shall have to furnish an undertaking that the applicable KYC/AML guidelines/provisions have been complied with.
4. Central Record Keeping Agencies (CRAs) and Points of Presence (POPs) are advised to develop the required functionality to offer the feature, at the earliest.
5. This circular is issued under Section 14 of PFRDA Act 2013 and is placed under Circulars sub-section in the Regulatory Framework section on PFRDA website.
The Secretary,
Department of Personnel & Training,
(Government of India),
North Block,  New Delhi-110001
Dear Sir,
Sub: Central Government Employees Group Insurance Scheme(CGEGIS)
Ref.: (i) Customized CGEGIS, Dept. of Expenditure, MoF’s OM dated 07.12.2018
(ii) Brief on Customized Group Insurance Scheme (Dept. of Expenditure 06.05.2019)
(iii) Brief Note on CGEGIS (DoPT 06.05.2019)
(iv) Revised proposal for LIC’s customized Group Insurance(GI) for Central Government Employees (13.09.2019)
1. Revision of Central Government Employees Group Insurance Scheme (CGEGIS) is long overdue since the rates of Sum Assured and the premium thereof continues to be the same since it was decided in 1990 inspite of much inflation and devaluation of money.
2.1. Arising out of 7th CPC recommendations and based on JCM (Staff Side) representation, the Union Cabinet had asked the Ministry of Finance to work out a Customized Group Insurance Scheme for Central Government Employees with low premium and high risk cover.
2.2. Staff Side had pointed out that the existing Scheme of CGEGISÂ is having a proven system. It is good except for non-revision of the scheme since 1990.
2.3. Subsequently, some of the Customized Group Insurance Scheme for Central Government Employees prepared by LIC was shared with the JCM (Staff Side).
3. Main drawbacks in LIC proposals: Staff Side finds following major flaws in the proposal submitted by LIC to Department of Expenditure:
3.1 LIC has not given any proposal for the sum assured of 50 lakh, 25 lakh and 15 lakh at lesser subscription compared to the recommended by 7th CPC, as advised by the Cabinet.
3.2 The existing system of CGEGIS is a self-financing scheme, having non-transferable consolidated fund. When handed over to LIC, it will be treated as a profit centre. Hence subscription and other conditions will be changed to provide profit to LIC.
3.3 LIC has proposed a premium(for insurance) 20% higher than 7th CPC recommendations. In addition to that,18% GST on the Subscription have to be borne by employees. Hence, employee will end up in contributing subscription 41.6% more than the recommendations of the 7th CPC.
3.4 . LIC’s proposal of revising the subscription every year will be disadvantageous to the employee and as such not acceptable to the Staff Side.
3.5. LIC’s proposal of age based subscription increases monthly subscription by 4.28 times. It may result in different rates of premium for employees belonging to different age group working in the same pay level.
3.6. LIC also proposed for higher subscription if total number of employees covered in the scheme comes down. This will bring in total uncertainty as staff strength on roll continues to fluctuate due to retirement etc. and non-filling of vacancies.
3.7. LIC asked for transfer of existing corpus (around Rs.500 crore) which was most unreasonable, unprecedented and undesirable, particularly since it does not provide any matching relief to the employees in terms of lower premium.
3.8. Premium proposed to be charged by LIC was too high ,considering a very large group employees to be covered with a sanctioned strength of nearly 38.6 lakh Central Government employees in the CGEGIS.
3.9. a) In LIC’s Jeevan Amar Life Term Assurance Plan (UIN: 512N332V01), for the assured sum of Rs. 50 Lakh at the entry age of 20, annual premium is Rs.4,356, at the entry age of 30,it is Rs. 6,952. (The sample illustrative premiums for Jeevan Amar life term assurance plan is attached as Annexure-I).
b) Even after adding for Saving Fund under CGEGIS @ 3 times of the premium for Life Term Assurance Plan, the total amount of subscription for CGEGIS will be less than half of the monthly subscription proposed by the LIC and by the 7th CPC.
c) Monthly Subscription can be reduced by 20% when the scheme is applied for more than 30 lakh employees as a Group as per details given in Table-2, based on the Premium for Individual Term Insurance indicated in Table 1 below:-
Table-1: Monthly subscription in proportion to LIC’s Jeevan Amar Life Term Assurance Plan):
Pay Level of Employee
Insurance Amount Recommended by 7th CPC Rs.
Proposed monthly subscription for CGEGIS(In proportion to LIC’s Jeevan Amar Term Assurance Plan) (#)
Correspond-ing SA (Savings)
For 30 years of service @8% annual interest Monthly compounding
Insurance Fund (25%) Rs.
Savings Fund (75%) (##)Rs.
Total Monthly Subscription Rs.
Level 10 & above
50,00,000
600
1800
2400
27,02,331
Level 6 to 9
25,00,000
300
900
1200
13,51,165
Level 1 to 5
15,00,000
200
600
900
9,00,777
(#) Based on entry age of 30 years for Individual Term Insurance. (Premium amount rounded off to next hundred Rs.) (##)7th CPC recommended a ratio of 75:25 for savings fund to insurance fund.
Table-2Â Monthly subscription for Group Insurance @ 20% lesser than subscription charged by LIC for Individual Life Term Assurance (shown in table-1) plus savings Fund in the ratio 25:75
Pay Level of Employee
Insurance Amount
Recommended by 7th CPC Rs.
Proposed monthly subscription for CGEGIS – (20% less than LIC’s
Jeevan Amar Term Assurance Plan’s premium) (#)
Corresponding SA (Savings)
For 30 years of service @8% annual interest Monthly compounding
Insurance Fund (25%) Rs.
Savings Fund (75%) (##)
Rs.
Total
Monthly Subscription
Rs.
Level 10 above
50,00,000
480
1440
1920
21.61,865
Level 6 to 9
25,00,000
240
720
960
10,80,932
Level 1 to 5
15,00,000
160
480
640
7,20,621
4. PROPOSALS OF THE STAFF SIDE
1.1. Staff Side proposes that for the sum assured recommended by 7th CPC the following rates of Monthly subscription @ 20% less than the Premium for Individual Term Insurance plus Savings Fund as derived in table-2 above.
Pay Level of Employee
Insurance Amount Recommended by 7th CPC Rs.
Proposed monthly subscription for CGEGIS – (20% less than LIC’sJeevan Amar Term Assurance Plan’s premium)
Insurance Fund (25%) Rs.
Savings Fund (75%) Rs.
Total Monthly SubscriptionRs.
Level 10 & above
50,00,000
480
1440
1920
Level 6 to 9
25,00,000
240
720
960
Level 1 to 5
15,00,000
160
480
640
4.2  Monthly Subscriptions of Rs.1920, Rs.960 and Rs.640 for Sum Assured of Rs. 50 lakh, 25 lakh and 15 lakh for the Levels proposed by the 7th Pay Commission respectively and payable to the family of the deceased employee in case of an employee’s death.
4.3 Ratio of the Insurance Fund and Saving Fund should be 25% : 75% respectively.
4.4Â In case of retirement, employees be paid a maturity benefit in proportion to the subscription, length of service and applicable interest rates.
4.5 The CGEGIS should continue to be handled by the Government as here to for.
4.6 The proposal to tie up with LIC should be dropped forthwith especially keeping in view the drawbacks in the proposal of LIC, as enlisted earlier in this letter,
4.7 The Revised Scheme, drawn after consideration of the above proposals, may please be discussed with the JCM Staff Side, and be finalised early as the revision thereof has already been delayed for too long.
Hoping for an early favourable decision on the long pending issue is solicited
Yours faithfully
(Shiva Gopal Mishra)
Encl: 1 Annexure
Copy: Secretary, Department of Expenditure, Ministry of Finance – for necessary action please.
Annexure I
LIC’s JEEVAN AMAR LIFE TERM ASSURANCE PLAN (UIN: 512N332V01)
The sample illustrative premiums for both Option I (Level Sum Assured) and Option II (Increasing Sum Assured) for Basic Sum Assured of Rs.50 Lakh.
Option I (Level Sum Assured):
Age
Policy term
Regular Annual Premium
Annual Premium for limited premium Paying term of (Policy term minus 5) years
Annual Premium for limited premium Paying term of (Policy term minus 10) years
Single Premium
20
20
Rs. 4,356
Rs. 5,104
Rs.6,556
Rs.48,928
30
20
Rs. 6,952
Rs. 6,952
Rs.8,932
Rs.66,088
40
20
Rs.13,545
Rs. 13,545
Rs.17,595
Rs.1,27,395
Option II (Increasing Sum Assured):
Age
Policy term
Regular Annual Premium
Annual Premium for limited premium Paying term of (Policy term minus 5) years
Annual Premium for limited premium Paying term of (Policy term minus 10) years
Single Premium
20
20
Rs. 5,715
Rs. 5715
Rs. 8,595
Rs. 63,720
30
20
Rs. 8,415
Rs. 8415
Rs. 12,870
Rs. 94,095
40
20
Rs. 17,664
Rs. 17644
Rs. 27,232
Rs. 1,95,868
Eligibility conditions and other Restrictions:
a) Minimum Age at entry: [18] years (Last Birthday)
b)Â Maximum Age at entry: [65] years (Last Birthday)
c)Â Maximum age at Maturity: [80] years (Last Birthday)
d)Â Minimum Basic Sum Assured: Rs. 25,00,000/-.
e)Â Maximum Basic Sum Assured: No Limit.The Basic Sum Assured shall be in multiples of: Rs. 1,00,000/-, if Basic Sum Assured for the policy is Rs.25,00,000/- to Rs. 40,00,000/-Rs. 10,00,000/-, if Basic Sum Assured for the policy is above Rs. 40,00,000/-.
f)Â Policy Term: [10 to 40] years
g)Â Premium Paying Term:Regular Premium: Same as policy termLimited Premium: [Policy Term minus 5] years for Policy Term [10 to 40] years : [Policy Term minus 10] years for Policy Term [15 to 40] years
 Facebook
Twitter
Telegram