Rate of Interest on House Building Advance for Central Government Employees for FY 2025-26

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April 6, 2025

Rate of Interest on House Building Advance for Central Government Employees for FY 2025-26

I-17015/2(2)/2024/H.III (e-9126778)/69
Government of India
Ministry of Housing & Urban Affairs
(Housing-III-Section)

Nirman Bhawan, New Delhi
Dated: 27th March, 2025

OFFICE MEMORANDUM

Subject : – Rate of Interest on House Building Advance (HBA) for Central Government Employees for FY 2025-26-reg.

In pursuance of Department of Economic Affairs, Ministry of Finance OM No 2(2)-B(PD)/2025 dated 24.03.2025, the interest rate applicable on House Building Advance Sanctioned to Central Government Employees for the financial] year 2025-26 (from 1st April 2025 to 31st March 2026) will remain unchanged at 7.44% until further orders.

2. This issues with the approval of Competent Authority.

(Manoj Kumar Jha)
Under Secretary to the Govt. of India
Tel: 23061476
Email ID: manojk.jha[at]nic.in

To
All the Central Government Ministries/Departments

Copy for information to:
1.PS to Hon’ble Minister, Ministry of Finance, North Block, New Delhi.
2.PS to Hon’ble_ Minister, Ministry of Housing & Urban Affairs, Nirman Bhawan, New Delhi.
3.PS to Hon’ble Minister of State, Ministry of Housing & Urban Affairs, Nirman Bhawan, New Delhi.
4.SO (IT Cell) with a request to upload it in e-office and on website of Ministry of Housing & Urban Affairs.

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Allowing female AIS officers / pensioners to nominate her child/children for family pension: DOPT O.M

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April 6, 2025

Allowing female AIS officers/pensioners to nominate her child/children for family pension: DOPT O.M

No.25014/01/2024-AIS-II(Pension)
Government of India
Ministry of Personnel, Public Grievances & Pensions
Department of Personnel and Training

North Block, New Delhi
Dated 28 March, 2025

To

The Chief Secretaries of
All States/Union Territories

Subject:- Allowing female AIS officers/pensioners to nominate her child/children for family pension in precedence to her husband in the event of marital discord leading to filing of divorce proceedings in a Court of Law or filing of a case under Protection of Women from Domestic Violence Act or Dowry Prohibition Act or Indian Penal Code.

Sir/Ma’am,

I am directed to say that, as per Rule 22 of All India Services (Death-cum-Retirement Benefits) Rules, 1958, if a deceased member of service or pensioner is survived by a spouse, family pension is first granted to the spouse, and the children and other family members become eligible for family pension, on their turn, only after the spouse of the deceased member of service/pensioner becomes ineligible for family pension or dies.

2. In pursuance of Department of Pension & Pensioners’ Welfare (DOP&PW) vide O.M. No.1/1(1)/2023-P&PW(E) dated 01.01.2024 (copy enclosed), it has been decided that in case divorce proceedings in respect of a female member of service/female pensioner are pending in a Court of Law, or the female member of service/female pensioner has filed a case against her husband under Protection of Women from Domestic Violence Act or under Dowry Prohibition Act or under Indian Penal Code, such female member of service/female pensioner may make a request for grant of family pension after her death to her eligible child/children, in precedence to her husband. The provisions of the aforementioned O.M. dated 01.01.2024 of Department of Pension & Pensioners’ Welfare are hereby extended mutatis mutandis to members of All India Services.

Enclosed: (1) OM No: No.1/1(1)/2023-P&PW(E) Dated: 1/1/2024

Yours faithfully,

Sd/-
(Bhupinder Pal Singh)
Under Secretary to Government of India

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Difference of UPS from OPS and NPS: Rajya Sabha QA

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April 5, 2025

Difference of UPS from OPS and NPS: Rajya Sabha QA

GOVERNMENT OF INDIA
MINISTRY OF FINANCE
DEPARTMENT OF FINANCIAL SERVICES

RAJYA SABHA
UNSTARRED QUESTION NO. 3440

ANSWERED ON TUESDAY, 01 APRIL, 2025/ 11 CHAITRA, 1947 (SAKA)

DIFFERENCE OF UPS FROM OPS AND NPS

3440. Shri Parimal Nathwani:

Will the Minister of Finance be pleased to state:

(a) the details of how the new Unified Pension Scheme (UPS) differs from the Old Pension Scheme (OPS) and/or the National Pension Scheme (NPS);

(b) the details of State Governments who have shown interests to implement the same in their respective States for their employees; and

(c) whether the Central Government mulls extending additional financial support etc to the State Governments that adopt the UPS, if so, the details thereof?

ANSWER
MINISTER OF STATE FOR FINANCE
(SHRI PANKAJ CHAUDHARY)

(a) Unified Pension Scheme (UPS) has been notified by the Government on 24.01.2025, as an option under National Pension System (NPS) with the objective of providing assured monthly payout after retirement to the Central Government employees covered under the NPS.

UPS is defined contribution scheme with elements of defined benefit. It relies on the regular and timely accumulation and investment of applicable contributions (from both the employee and the employer) for assured payout to the employees.

The Old Pension Scheme is a defined benefit non-contributory scheme, fully funded by Government. It is applicable to Central Government employees who have joined the service on or before 31.12.2003 The National Pension System (NPS) is a defined contribution-based scheme with market linked returns for post-retirement benefits. It is applicable to Central Government employees, except armed forces, who have joined the service on or after 01.01.2004

(b) and (c) The regulation of service conditions of State Government employees falls under the administrative domain of respective State Governments.

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Mahila Samman Savings Certificate Scheme : No New Deposits from April 1, 2025 – Dept of Posts

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April 4, 2025

Mahila Samman Savings Certificate Scheme : No New Deposits from April 1, 2025 – Dept of Posts

SB Order No. 03/2025

No. FS-13/01/2023-FS-DOP
भारत सरकार/Government of India
संचान मंत्रालय/Ministry of Communications
डाक विभाग /Department of Posts
वित्‍तीय सेवाएं प्रभाग / (Financial Services Division)

Dak Bhawan, New Delhi – 110001
Dated: 28.03.2025

To

All Heads of Circles / Regions

Subject: Mahila Samman Savings Certificate Scheme (MSSC) – Reg.

Madam / Sir,

This has reference to the SB Order 05/2023 dated 31.03.2023 issued in connection with the Mahila Samman Savings Certificate Scheme (MSSC), 2023.

2. Department of Economic Affairs, Ministry of Finance vide letter no. 14/1/2019-NS-Part (1) dated 27.03.2025 has informed that, in accordance with the prevailing guidelines and notifications concerning the Mahila Samman Savings Certificate scheme (MSSC), the scheme will remain effective only until 31st March 2025. After this date, no new deposits shall be accepted under the scheme.

3. The undersigned is directed to request all the Circles to circulate it to all concerned for information, guidance and necessary action. Same may also be placed on the notice board of all Post Offices in public area.

4. This issues with the approval of competent authority.

Yours faithfully,

Encl: As above.

Sd/-
(Devender Kumar Sharma)
Assistant Director (SB-II)

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Chatgpt and other AI Tools for Government Work: No Specific Prohibition, Subject to Due Diligence : Raya Sabha QA

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April 3, 2025

Chatgpt and other AI Tools for Government Work: No Specific Prohibition, Subject to Due Diligence : Raya Sabha QA

GOVERNMENT OF INDIA
MINISTRY OF PERSONNEL, PUBLIC GRIEVANCES AND PENSIONS
(DEPARTMENT OF PERSONNEL & TRAINING)

RAJYA SABHA
UNSTARRED QUESTION NO. 3153
(ANSWERED ON 27.03.2025)

USE OF CHATGPT APP AND OTHER SIMILAR APPS FOR GOVERNMENT WORK

3153. SHRI RAMJI LAL SUMAN: Will the PRIME MINISTER be pleased to state:

(a) whether it is a fact that officials of various departments are using ChatGPT and other such apps to draft letters and create other reports;

(b) if so, whether this is allowed; and

(c) whether the use of such apps is in the national interest in terms of confidentiality?

ANSWER
MINISTER OF STATE IN THE MINISTRY OF PERSONNEL, PUBLIC GRIEVANCES
AND PENSIONS AND MINISTER OF
STATE IN THE PRIME MINISTER’S OFFICE
(DR. JITENDRA SINGH)

(a): The Ministry of Personnel, Public Grievances and Pensions does not maintain any data regarding the use of any AI applications by officials of various departments.

(b): There is no specific prohibition on the use and adoption of AI-based tools by any Government Departments as this is an emerging technology with great potential in various citizen oriented web-applications. However, government functionaries are expected to exercise due diligence and caution to ensure safety, security and confidentiality of public information while using any digital technology or platforms.

(c): The use of any application, tool or website by government officials is governed in terms of cyber security guidelines and Departmental Security instructions issued by the Ministry of Electronics and Information Technology (MeitY), Ministry of Home Affairs and other relevant authorities.

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GPF interest rate from April 2025 to June 2025

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Click here to download PDF Copy here

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April 3, 2025

GPF interest rate from April 2025 to June 2025

(TO BE PUBLISHED IN PART I SECTION 1 OF GAZETTE OF INDIA)
F.NO. 5(3)-B(PD)/2023
Government of India
Ministry of Finance
Department of Economic Affairs
(Budget Division)

New Delhi, the 01 April, 2025

RESOLUTION

It is announced for general information that during the year 2025-26, accumulations at the credit of subscribers to the General Provident Fund and other similar funds shall carry interest at the rate of 7.1% (Seven point one percent) w.e.f. 1st April, 2025 to 30th June, 2025, This rate will be in force w.e.f. 1st April, 2025. The funds concerned are:

The General Provident Fund (Central Services).
The Contributory Provident Fund (India).
The All India Services Provident Fund.
The State Railway Provident Fund.
The General Provident Fund (Defence Services).
The Indian Ordnance Department Provident Fund.
The Indian Ordnance Factories Workmen’s Provident Fund.
The Indian Naval Dockyard Workmen’s Provident Fund.
The Defence Services Officers Provident Fund.
The Armed Forces Personnel Provident Fund.

2.Ordered that the Resolution be published in Gazette of India.

(Ashish Vachhani)
Additional Secretary to the Govt. of India

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Small Savings Schemes interest rates from April 2025 to June 2025

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April 3, 2025

Small Savings Schemes interest rates from April 2025 to June 2025

F.No.1/4/2019-NS
Government of India
Ministry of Finance
Department of Economic Affairs
(Budget Division)

North Block, New Delhi
Dated: 28.03.2025

OFFICE MEMORANDUM

Subject: Revision of interest rates for Small Savings Schemes – reg.

The rates of interest on various Small Savings Schemes for the first quarter of FY 2025-26 starting from 1st April, 2025 and ending on 30 June, 2025 shall remain unchanged from those notified for the fourth quarter (1st January, 2025 to 31 March, 2025) of FY 2024-25.

2.This has the approval of the competent authority.

(Dr. Kartik Agrawal)
Deputy Director (Budget)

Instrument	Rates of interest
Savings Deposit	4
1 Year Time Deposit	6.9
2 Year Time Deposit	7
3 Year Time Deposit	7.1
4 Year Time Deposit	7.5
5 Year Recurring Deposit	6.7
Senior Citizen Savings Scheme	8.2
Monthly Income Account Scheme	7.4
National Savings Certificate	7.7
Public Provident Fund Scheme	7.1
Kisan Vikas Patra	7.5 (will mature in 115 months)
Sukanya Samriddhi Account Scheme	8.2

To,

1. The Finance Secretary & Secretary, Department of Economic Affairs, North Block, New Delhi.	2. The Secretary, Department of Posts Dak Bhawan, New Delhi.
3. The Secretary, Department of Expenditure North Block, New Delhi.	4. The Secretary, Department of Investment and Public Asset Management, CGO complex, New Delhi
5. The Secretary, Department of Financial Services, Jeevan Deep Building, New Delhi.	6. The Secretary, Department of Revenue, North Block, New Delhi.
7. The Chief General Manager(DGBA), Reserve Bank of India, Central Office, Mumbai.	8. The Chief General Manager, Central Account Section, Reserve Bank of India, Additional Office Building, East High Court Road, Civil Lines, P.B. No.15, Nagpur — 440 001.
9. Chief Secretaries of State/ UT Government.	10. The Joint Director, National Savings Institute, New Delhi

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DA from Jan 2025: FinMin released DA Order

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5th CPC DA Order from Jan 2025 for CG Employees and Autonomous Bodies: FINMIN O.M

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April 2, 2025

DA from Jan 2025: FinMin released DA Order

No. 1/1(1)/2025-E.II(B)
Government of India
Ministry of Finance
Department of Expenditure

North Block, New Delhi
Dated the 2nd April, 2025

OFFICE MEMORANDUM

Subject: Revision of rates of Dearness Allowance to Central Government employees-effective from 01.01.2025.

The undersigned is directed to refer to this Department’s Office Memorandum No. 1/5/2024-E.II(B) dated 21st October, 2024 on the subject mentioned above and to say that the President is pleased to decide that the rates of Dearness Allowance payable to Central Government employees, shall be enhanced from 53% to 55% of the Basic Pay with effect from 1st January, 2025.

2. The term Basic Pay in the revised pay structure means the pay drawn in the prescribed Level in the Pay Matrix as per 7th CPC recommendations accepted by the Government, but does not include any other type of pay like special pay, etc.

Also Read: 6th CPC DA Order from Jan 2025 for CG Employees and Autonomous Bodies: FINMIN O.M

3. The Dearness Allowance will continue to be a distinct element of remuneration and will not be treated as pay within the ambit of FR 9(21).

4. The payment on account of Dearness Allowance involving fractions of 50 paise and above may be rounded off to the next higher rupee and the fractions of less than 50 paise may be ignored.

5. The payment of arrears of Dearness Allowance shall not be made before the date of disbursement of salary of March, 2025.

6. These orders shall also apply to the civilian employees paid from the Defence Services Estimates and the expenditure will be chargeable to the relevant head of the Defence Services Estimates. In respect of Armed Forces personnel and Railway employees, separate orders will be issued by the Ministry of Defence and Ministry of Railways, respectively.

7. In so far as the persons serving in the Indian Audit and Accounts Department are concerned, these orders are issued in consultation with the Comptroller and Auditor General of India, as mandated under clause (5) of Article 148 of the Constitution of India.

Hindi version is attached.

Sd/-
(Samir Kumar Das)
Deputy Secretary to the Government of India

To
All Ministries/Departments of the Government of India (as per standard distribution list)
Copy to: C&AG, UPSC, etc. as per standard endorsement list

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6th CPC DA Order from Jan 2025 for CG Employees and Autonomous Bodies: FINMIN O.M

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April 2, 2025

6th CPC DA Order from Jan 2025 for CG Employees and Autonomous Bodies: FINMIN O.M

No. 1/1(2)/2025-E.II(B)
Government of India
Ministry of Finance
Department of Expenditure

North Block, New Delhi
Dated the 2nd April, 2025

OFFICE MEMORANDUM

Subject: Revision of Dearness Allowance to the employees, who are continuing to draw their pay in the pay scale/Grade Pay as per 6th Central Pay Commission

The undersigned is directed to refer to this Department’s O.M. No. 1/6(1)/2024 -E.II(B) dated 7th November, 2024 on the subject mentioned above and to say that the rate of Dearness Allowance (DA) in respect of employees, who are continuing to draw their pay in the pre-revised pay scale/Grade Pay as per 6th Central Pay Commission, shall be enhanced from the existing rate of 246% to 252% of Basic Pay w.e.f. 01.01.2025.

2. The provisions contained in paras 3, 4 and 5 of this Ministry’s O.M.No.1(3)/2008-E.II(B) dated 29th August, 2008 shall continue to be applicable while regulating Dearness Allowance under these orders.

Also Read: 5th CPC DA Order from Jan 2025 for CG Employees and Autonomous Bodies: FINMIN O.M

3. The contents of this Office Memorandum may also be brought to the notice of all organisations under the administrative control of the Ministries/Departments which have adopted the Central Government scales of pay.

Sd/-
(Samir Kumar Das)
Deputy Secretary to the Government of India

To
All Ministries/Departments of the Govt. of India (as per standard distribution list)
Copy to: C&AG, UPSC, etc.(as per standard endorsement list).

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5th CPC DA Order from Jan 2025 for CG Employees and Autonomous Bodies: FINMIN O.M

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