ESIC Pensioners Medical Scheme, 2006 – Rates of contribution
EMPLOYEES’ STATE INSURANCE CORPORATION
PANCHDEEP BHAWAN C 1.G MARG NEW DELHI
No. D-12116/1/2017-E-VI-Vol.I
Dated : 17.8.2018
To
I.C. (NTA), All Addl. Commissioners & Regional Directors/ Jt. Directors In-charge, D(M)D/ DM Noida/ SSMC/ M.S. of ESIC Hospitals/ ODCs.
Sub: ESIC Pensioners Medical Scheme, 2006 – rates of contribution.
Sir,
Please refer to this office letter of even No. dated 6/3/2018 wherein the rates of contributions for the pensioners covered under ESIC-FMS-2006 were revised subsequent to the implementation of the 7th Pay Commission Report. However, some of the Field units have raised queries in the matter and the clarfications for the same as inferred from the circulars of Ministry of Health & Family Welfare are as follows :
1. The rates of contributions are revised w.e.f 1/2/2017 for pensioners availing benefits under ESIC-PMS-2006 (as per the date of implementation under CGHS pattern for pensioners).
2. Pensioners who had obtained life-time validity card on or before 31.1.2017 will not be required to pay any additional amount as a result of the revision of rates.
3. Pensioners who had obtained annual card on or before 31/1/2017 may be allowed the subscription at the pre-revised rates upto the end of 12 months for which the card was issued to them. Afterwards, pensioners are required to pay at the revised rates.
4. The instructions dated 6/3/2018 are effective w.e.f 1/2/2017. Therefore, pensioners who had already obtained medical cards on or after 1/2/2017 with life-time validity are required to pay the difference in contribution rates.
5. Both the circulars legarding revision of Fixed Medical, Allowance and revision of contibutions have been adopted in ESIC as per the circulars of Ministry of Health & Family Welfare for CGHS pensioners and thererefore, the effective dates could not be altered. Further, no provisions are available under CGHS for payment of contribtutions in instalments.
This issues with the approval of Addl. Commissioner (P&A).
This disposes off all references received in the mattter. The receipt of this letter may please be acknowledged.
IPPB 2018 – Digital Savings Account – Benefits, Interest Rates
For the people who are tech savvy and comfortable with technology, IPPB’s Digital Savings Account is the best way to onboard yourself through the IPPB Mobile App. This app can be downloaded from the play store on your Android phone. Anyone above the age of 18 years, having Aadhaar and PAN card, can open this account. The account can be opened instantly from the comfort of your home, which means banking anytime, anywhere.
Key Account Features and Benefits
Banking at your convenience
Instant self on-boarding
Interest rate of 4% p.a. on EOD daily balances, paid quarterly
No monthly average balance required to be maintained
KYC formalities can be done by visiting any of the access points or with the help of the GDS/Postman, after which the Digital Savings Account will be upgraded to a Regular Savings Account
A maximum yearly cumulative deposit of Rs. 2 lakhs is allowed in the account
The account is subject to closure if the KYC is not completed within 12 months of account opening
The Digital Savings account can be linked to a POSA (Post Office Savings Account) after completion of KYC within 12 months
Aadhaar & PAN card is mandatory for opening Digital Savings Account.
To avail unrestricted banking services kindly upgrade your Digital Savings Account to Regular Savings Account within 1 year by visiting any IPPB access point.
The total cumulative credit permissible in the account is INR 2 Lakhs within a year.
Please complete your full KYC within 1 year. Non-compliance of the same can result in account closure.
*POSA (Post Office Savings Account)-In case customer have linked POSA account, amount above 1 lakh at the end of the day will be transferred to Linked POSA account.
**Physical Statement quarterly free, subject to minimum one customer-induced transaction in that quarter
The above charges are subject to change. IPPB reserves the right to change the above charges as per its discretion.
For any services availed at doorstep, doorstep charges will be applicable.
The Regular Savings Account can be opened at the bank’s access points and your doorstep. This account can be used to keep funds secure, withdraw cash, deposit money and perform easy remittances, besides a host of other benefits. In addition, interest can be earned on the money kept in this account and the cash withdrawals allowed in this account are unlimited.
Key Account Features and Benefits:
Banking at your convenience
Instant and paperless account opening
Interest rate of 4% p.a. on EOD daily balances, paid quarterly
No monthly average balance required to be maintained
The account can be opened with zero balance
Free quarterly account statement
Mini statement through SMS
Simplified banking services through QR card
Instant fund transfer through IMPS
Easy bill payment and recharges
Can be linked to POSA (Post Office Savings Account)
*POSA (Post Office Savings Account)-In case customer have linked POSA account, amount above 1 lakh at the end of the day will be transferred to Linked POSA account.
**Physical Statement quarterly free, subject to minimum one customer-induced transaction in that quarter.
The above charges are subject to change. IPPB reserves the right to change the above charges as per its discretion.
For any services availed at doorstep, doorstep charges will be applicable.
IPPB – Basic Savings Account has all the features and benefits offered by the Regular Savings Account (except that it allows only four cash withdrawals in a month). The aim of the basic savings account is to provide primary banking services at a very nominal charge.
Key Account Features and Benefits
Banking at your convenience
Instant and paperless account opening
Interest rate of 4% p.a. on EOD daily balances, paid quarterly
No monthly average balance required to be maintained
The account can be opened with zero balance
Free quarterly account statement
Mini statement through SMS
Simplified banking services through QR card
Instant fund transfer through IMPS
Easy bill payment and recharges
Can be linked to a POSA (Post Office Savings Account)
*POSA (Post Office Savings Account)-In case customer have linked POSA account, amount above 1 lakh at the end of the day will be transferred to Linked POSA account.
**Physical Statement quarterly free, subject to minimum one customer-induced transaction in that quarter.
The above charges are subject to change. IPPB reserves the right to change the above charges as per its discretion.
For any services availed at doorstep, doorstep banking charges will be applicable.
We have gone through the minutes and have noticed that the minutes don’t represent the actual proceeding. The minutes mention what the officers of the department said. There is nothing much except a small stanza about what the union representatives said. As per the minutes an attempt has been made show as if the moon duly arranged on a platter has been handed over to GDS employees. We take up the minutes stanza by stanza here under:
Para 2. It is said that TRCA and allowances cannot be discussed with unions as these have been implemented after consultation with several departments and authorities. This statement virtually closes the door for discussions. If pay and allowances cannot be discussed, then what is the use of discussions or such meetings. The pay (TRCA) and allowances are the subjects which the G.D.S. employees are greatly concerned with. The unions don’t give threat of strike but they are compelled by such attitude of not discussing vital issues to resort to agitation. It is an open secret that the committee that examined the recommendations suggested many severe cuts. The department cannot take refuse behind other departments/authorities. Yes, the recommendations of the one man committee are by and large good but have been distorted by committee of officers which are preposterous and are detrimental to the interests of the Gramin Dak Sevaks.
Para 3. Gives a short description of what Sri S.S.Mahadevaiah, General Secretary AIGDSU said. No mention is made about the issues raised by the General Secretaries of AIPEU – GDS and NUGDS.
Pata 4. An attempt has been made to defend the indefensible. Even a layman knows that the code of conduct did not stretch over a period of 19 months. The fact of delay is that the committee of officers formed to study the recommendations of the one man committee was working overtime to distort the recommendations in order to deny benefits to the Gramin Dak Sevaks.
Pare 5. We don’t understand the logic behind such excuses of delay and cuts in the amount of arrears. Of course the committee suggested implementation of TRCA matrix from a prospective date. But never said or meant that the same should be after 19 months i.e., 01.07.2018. It certainly meant that the recommendation should be effective from 01.01.2017, when it gave illustrations for calculation of arrears which was for one year i.e., for 2016.
As regards the statement that the payment of arrear was of kind of exgratia nature and could be manipulated at the will of the establishment, no such announcement was made by the Hon’ble Minister of state for communication in the press conference. His announcement was clear and categorical that the arrears would paid from 01.01.2016 which meant that the arrears would be paid on the basis of the recommendations and illustrations given by the pay committee. We need not give a table showing the amount of loss suffered by the GDS employees between the amount due as per illustrations suggested by the committee and what has been paid according to Directorate orders. If desired, we shall produce such table which is ready with us.
As regards the arrears termed as “ex-gratia”, it is rather unfortunate. The recommendations were due to be implemented from 01.01.2016 and the amount of arrears is a due right of the Gramin Dak Sevaks and we are determined to have our due.
Para 6. The issues are decided earlier the better.
Para 7. We don’t understand the logic of rejecting the given recommendations, which are clamouring for being implemented.
Para 8. The GDS employees love the service they render to the public. The decisions of struggle are very painful to us and we take such decisions when the department refuses to discuss vital issues as indicated in the minutes and we are pushed to the wall.
We request you kindly to arrange a fruitful meeting with us to discuss all issues without any precondition. We shall be forwarding our agenda of issues which are agitating the Gramin Dak Sevaks, in another letter.
Subject:- Manner of disposal of PPO – death of the pensioner with no claimant authorized for family pension in the same PPO.
Attention is invited to this office OM No. CPAO/Tech/Bank Performance/2014-15/511-581 dated- 23.09.2014 (copy enclosed) wherein all Heads of the CPPC and Heads of Government Business Department of the Banks were instructed to return both halves of PPO to CPAO where no nominee is authorized for pension on the same PPO so that the family pension could be authorized to other eligible members of the family of the pensioner.
It has been observed that the both halves of the PPOs are not being returned by the CPPCs of the banks which has resulted in a number of court cases for delay in the commencement of family pension to the family pensioner other than the spouse
It is reiterated that both halves of the PPO may be returned to the CPAO in case there is no nominee authorized for family pension on the same PPO exist as stipulated at per Para 23.3 of the Scheme for Payment of Pension to Central Government Civil Pensioners by Authorized Banks (Fourth Edition, 3rd December, 2004).
As per Para 23.3 of the Scheme for Payment of Pension to Central Government Civil Pensioners by Authorized Banks (Fourth Edition, 3rd December, 2004), wherein it is clearly stated that “The paying branch will enter the date of death of the pensioner in the disburser’s portion of the PPO as well as pensioner’s portion and in the register in the form as in Annexure VIII (pg. 33). The pensioner’s half of PPO will then be returned to the nominee if family pension stands authorized through the same PPO: otherwise it will be returned to the Link Branch/CPPC along with the disburser’s half, for onward transmission to the CPAO. The latter will up-date its record and transmit both halves of the PPO after keeping the necessary note in their records, to the PAO/AG who had issued the PPO for similar action and record”.
All the Heads of the CPPC and Heads of Government Business Department of the Banks are requested to adhere to the above guidelines and return both halves of the PPO to the CPAO in order to avoid delay in finalization of family pension cases other than spouse.
This issues with the approval of Chief Controller (Pensions].
Encl:- As above
(Md.Shahid Kamal Ansari)
(Asstt. Controller of Accounts)
The Deputy Commissioner/Director,
Kendriya Vidyalaya Sangathan,
All Regional Offices/ZIETs,
Sub:- Implementation of the recommendation of the 7th CPC – Option regarding commutation of additional amount of pension.
It is to inform that Govt. of India vide its OM No. 42/14/2016-P&PW(G) dated 24.10.2016 has provided an option to the pensioners retired between 01.01.2016 to 04.08.2016, in relaxation of Rule 10 of CCS (Commutation of Pension) Rules,1981, not to commute the pension which has become additionally commutable on revision of pay/pension on implementation of recommendations of the 7th CPC.
The Govt. of India OM is also enclosed for ready reference.
Two New Facilities for ESIC Beneficiaries Launched
In order to empower Insured Persons and their beneficiaries and create awareness among other Stakeholders, ESIC has come up with two new user friendly initiatives. The initiatives include the facility of ‘IVR (Interactive Voice Response)/Help Desk’ for ESIC Toll Free No. – 1XXX-XX-2526 and production of seven Audio-Visual clips on ESI Benefits.
ESIC has started recently a landmark facility with ‘Launching of IVR / Help Desk’ for ESIC Toll Free No. – 1XXX-XX-2526. Apart from on the spot redressal of callers’ queries, this facility also receives the complaints / grievances simultaneously. Complaints requiring longer period are given unique ticket number and forwarded to PG Portal of ESIC for early redressal. The callers are satisfied and happy to experience interactive response from ‘Help Desk’ for the first time. On an average, more than 1000 calls are received daily and are attended to the utmost satisfaction of the callers.
To educate and spread awareness about ESI Benefits among the Stakeholders, mainly the workforce, ESIC has produced seven Audio-Visuals using info graphics and simple language. These Audio-Visuals are already available on You Tube (ESIC HQ You Tube Channel) and the response is very encouraging.
The Audio-Visual clips have been produced for ‘UMANG’ platform of Govt. of India which will host the ESIC Mobile App ‘Chinta Se Mukti’. The App will be launched very shortly. The Audio-Visual clips are also being produced in English and all other major regional languages for the benefit of ESIC Insured Persons spread across the country.
The Clips will help all the Stakeholders, Insured Persons and their family members, employers and employees of ESIC to understand the various benefits being provided under ESI Scheme.
Union Minister of State for Labour & Employment Shri Santosh Kumar Gangwar has expressed hope that the launch of user friendly initiatives by ESIC will certainly empower the work force of the country.
Option Form to be submitted by CHS and Dental Doctors to serve the Govt upto 65 years
MOST IMMED
A.12034/4/2018-CHS.V
Government of India
Ministry of Health and Family Welfare
Department of Health and Family Welfare
Nirman Bhawan, New Delhi
Dated. 13th August, 2018
OFFICE MEMORANDUM
SUBJECT – FUNDAMENTAL (SECOND AMENDMENT) RULES, 2018 – OPTION TO BE SUBMITTED BY CHS AND DENTAL DOCTORS TO SERVE THE GOVERNMENT UPTO 65 YEARS – Reg.
The undersigned is directed to forward herewith the Department of Personnel and Training’s notification No. GSR 767(E) published in the Gazette Of lndia dated 11.08.2018 vide which the age of superannuation in respect of the doctors belonging to Central Government and Central Government entities including Central Health Service (CHS) and dental doctors under the Department of Health and Family Welfare shall be 62 years unless they exercise the Option of posting to teaching/ clinical/ patient care/implementation of health programmes/ Public Health Programmes and functions and other areas/functions including advisory and consultancy etc. depending on their expertise and experience as decided by the competent authority from time to time, in case they desire to continue in their service upto the age of 65 years.
2. In pursuance to the above mentioned notification, it has been decided that the option in the prescribed format may be submitted by the doctors of Central Health Service and dental doctors under the Department of Health and Family Welfare who have already attained the age of 62 years or attaining the age of 62 years within 6 months from the date of publication of these amendment rules dated 11.08.2018 for their further posting to teaching/ clinical/ patient care/implementation of health programmes/ Public Health Programmes and functions and other areas/functions including advisory and consultancy etc depending on the field of their expertise/experience, in case they desire to continue in the service upto the age of 65 years.
3. The serving doctors belonging to the CHS and dental doctors of Department of Health and Family Welfare who have already attained the age Of 62 years or attaining the age of 62 years within 6 months from the date of publication of these amendment rules dated 11.08.2018 may exercise their option for posting to teaching/ clinical/ patient care/implementation of health programmes/ Public Health Programmes and functions and other areas/functions including advisory and consultancy etc depending on the field of their expertise/experience, within a period of 30 days from the date of commencement of the Fundamental (Second Amendment) Rules, 2018.
4. The doctors working in Organisations /Hospitals/Institutions, etc. under the administrative control Of the Department of Health and Family Welfare, Government of indie and meeting the criteria mentioned in para 3 above may furnish their option through their respective Heads of Organisations Hospitals/institutions, etc. within the period specified in para 3 above to the Joint Secretary (CHS), Department of Health and Family Welfare, Nirman Bhawan, New Delhi-110001.
5. The serving doctors belonging to the CHS and dental doctors of Department of Health and Family Welfare who fail to exercise the option with regard to their continuation in service upto 65 years as mentioned in para 3 above shall stand superannuated from their service on attaining the age Of 62 years or on expiry of 30 days, as the case may be, from the date of commencement of the Fundamental (Second Amendment) Rules, 2018 dated 11.08.2018 whichever is later.
6. As this will be an ongoing process, the heads of Organisations, Hospitals / Institutions under the Department of Health and Family Welfare should send the ‘option’ to be submitted by the doctors who are going to attain the age of 62 years, in the prescribed format 6 months in advance, to this department i.e. to Joint Secretary (CHS), Department of Health and Family Welfare, Nirman Bhawan, New Delhi. The doctors who fail to exercise the ‘option’ with regard to their continuation in service upto 65 years as mentioned in para 3 above and within the period specified above, shall stand superannuated from their service on attaining the age of 62 years.
7. The other Ministries/Department etc, concerned with the implementation of the Union Cabinet decision dated 27.06.2018 concerned with the implementation of the decision and are covered by the provisions of FR56(bb) are hereby provided a copy of the notification amending FR56(bb). A copy of Option Form prescribed for the doctors of CH8 and Dental doctors of MoHFW is enclosed for reference / guidance.
8. These instructions are available on this Department’s website i. e. www.mohfw.gov.in
9. These instructions may be brought to the notice of all concerned including doctors of CHS and dental doctors under the Department of Health and Family Welfare.
ENCLS:
(I) DOPT Notification GSR 767(E) DATED 11.8.2018
(II) COPY OF OPTION FORMAT
NFIR Letter to DoPT – Grant of financial upgradation under ACP & MACP Schemes for the Central Government Civilian Employees including Railway employees
No. IV/MACPS/09/Part II
Dated: 21/08/2018
The Secretary/ DoP&T
(Department of Personnel PG & Pension),
Department of Personnel & Training,
North Block,
New Delhi.
Dear Sir,
Sub: Grant of financial upgradation under ACP & MACP Schemes for the Central Government Civilian Employees including Railway employees -reg.
Ref: (i) DoP&T OM No.35034/1/97-Estt (D) dated 09/08/1999.
(ii) DoP&T OM No. 35034/3/2008-Estt (D) dated 19/05/2009.
**********
NFIR invites kind attention to the OM dated 09/08/1999 wherein the Government of India (DOP&T) had introduced ‘Assured Career Progression Scheme’ (ACPS) for the Central Government Civilian Employees pursuant to the recommendations of 5th Central Pay Commission. The ACP Scheme was made effective in the Central Government departments from 1999. The ACP Scheme remained functional until 31/08/2008 (as clarified by the DoP&T vide para 9 its OM dated 19/05/2009) due to the fact that the ‘Modified Assured Career Progression Scheme’ was introduced by the DoP&T, replacing ACPS w.e.f. 01/09/2008, pursuant to the recommendations of 6th CPC.
The Federation has however been receiving representations from the Central Government Civilian Employees, mainly railway employees from all corners of the country to make the MACP Scheme operational w.e.f. 01/01/2006 instead from 01/09/2008, pursuant to the order dated 08th December, 2017 passed by the Hon’ble Supreme Court in Civil Appeal Diary No.3744 of 2016. In this connection, NFIR places following facts for consideration:-
On perusal of the order of the Apex Court, it is found that the Hon’ble Apex Court has held that the MACP is a part of pay structure recommended by the 6th CPC, the same cannot be considered as allowance which had been given effect from 01/09/2008. The said order has also cited the Resolution dated 30/08/2008 of the Government which was referred in the notification issued by the Ministry of Finance wherein MACP has been defined part of ‘Pay structure’ and not as ‘Allowance’ and therefore should be given effect from 01/01/2006.
The order dated 8th Dec’2017 passed by the Apex Court has already been implemented by the Ministry of Defence, giving effect to the MACPS w.e.f. 01/01/2006 through an OM dated 25/07/2018.
DoP&T may kindly take note that in para 6.5.2 & 6.5.4 of the report of 6th CPC, the Commission had recommended for implementation of the revised pay structure consisting of Pay Band and Grade Pay w.e.f. 01/01/2006 while the revised allowances were given effect from prospective date i.e. 01/09/2008.
Ministry of Finance vide Gazette of India, Extraordinary Notification of Resolution No. 1/1/2008-IC dated 29/08/2008 had implemented revised pay structure (Pay Band & Grade Pay) w.e.f. 01/01/2006 whereas the implementation of MACPS was made effective from 01/09/2008. Accordingly, Ministry of Railways also implemented revised Pay structure w.e.f. 01/01/2006 vide its order dated 04/09/2008 while the rates of Non Practicing Allowance (NPA) were revised w.e.f. 01/01/2006 vide Board’s order dated 22/09/2008. Therefore, the MACPS which is part of Pay structure as decided by Apex Court should be given effect from 01/01/2006 in railways and all other Central Government departments.
Another important fact which cannot be ignored is, that the Apex Court had held that the benefit of ACP granted to an employee is part of the Pay structure which not only affects the pay but also pension of the employee, therefore, decided that the ACP is not allowance but a part of pay. At the same time, the Hon’ble Supreme Court further held that there can be no dispute that grant of ACP is part of pay structure and that the resolution dated 30/08/2008 relating to implementation of 6th CPC recommendations on pay structure, pay bands, grade pay etc have been given effect from 01/01/2006 and also added that this is the decision of the Cabinet which could not have been modified by issuing executive instructions.
NFIR suggests that while issuing modified instructions, in compliance with Apex Court order, the DoP&T may allow option opportunity to all those beneficiaries of ACPS as well MACPS to exercise their option for financial pgradation from the dates advantageous to them so as to avoid further grievances.
Summing up, NFIR urges upon the DoP&T to kindly consider the above points and issue modified instructions for granting financial upgradation under MACPS with effect from 01/01/2006 as was done by the Ministry of Defence. A copy of the instructions issued may be endorsed to this Federation.
