Small Savings Schemes interest rates from Apr 2026 to June 2026
SB Order No. 01/2026
F.No 113-03/2024
Government of India
Ministry of Communications
Department of Posts
(Financial Services Division)
Dak Bhawan, New Delhi-110001
Dated: 30.03.2026
To
All Head of Circles/Regions
Subject: Revision of interest rates for Small Savings Schemes w.e.f. 01.04.2026
Madam / Sir,
The undersigned is directed to intimate that, vide memorandum No. 1/4/2019-NS dated 30.03.2026 (copy enclosed), Government of India, Ministry of Finance, Department of Economic Affairs (Budget Division) has informed that the rates of interest on various Small Savings Schemes (National Savings Schemes) for the first quarter of financial year 2026-27 (starting from 1st April, 2026 and ending on 30th June, 2026) shall remain unchanged from those notified for the fourth quarter (1st January, 2026 to 31st March, 2026) of FY 2025-26.
2. It is requested to circulate it to all concerned for information and necessary guidance. This may also be placed on the notice board of all Post Offices in public area.
3. This issues with the approval of the Competent Authority.
Sd/-
(Devender Kumar Sharma)
Assistant Director (SB-II)
F.No.1/4/2019-NS
Government of India
Ministry of Finance
Department of Economic Affairs
(Budget Division)
Kartvya Bhawan – 1, New Delhi
Dated: 30.03.2026
OFFICE MEMORANDUM
Subject: Revision of interest rates for Small Savings Schemes – reg.
The rates of interest on various Small Savings Schemes for the first quarter of FY 2026-27 starting from 1st April, 2026 and ending on 30th June, 2026 shall remain unchanged from those notified for the fourth quarter (1st January, 2026 to 31st March, 2026) of FY 2025-26.
This has the approval of the competent authority.
(Masroor Ahmad)
Deputy Secretary (Budget)
Tele-01124013082
To,
| 1. The Secretary, Department of Expenditure, Kartvya Bhawan – 1, New Delhi | 2. The Secretary, Department of Posts, Dak Bhawan, New Delhi. |
| 3. The Secretary, Department of Financial Services, Jeevan Deep Building, New Delhi. | 4. The Secretary, Department of Revenue, Kartvya Bhawan 1, New Delhi. |
| 5. The Secretary, Department of Economic Affairs, Kartvya Bhawan – 1, New Delhi. | 6. The Chief General Manager (DGBA), Reserve Bank of India, Central Office, Mumbai |
| 7. The Reserve Bank of India, Central Account Section, Additional Office Building, East High Court Road, Civil Lines, P.B. No.15, Nagpur – 440 001 | 8. Chief Secretaries of States / UT Government. |
| 9. The Joint Director, National Savings Institute, New Delhi. |
| Instrument | Rates of interest |
|---|---|
| Savings Deposit | 4 |
| 1 Year Time Deposit | 6.9 |
| 2 Year Time Deposit | 7 |
| 3 Year Time Deposit | 7.1 |
| 4 Year Time Deposit | 7.5 |
| 5 Year Recurring Deposit | 6.7 |
| Senior Citizen Savings Scheme | 8.2 |
| Monthly Income Account Scheme | 7.4 |
| National Savings Certificate | 7.7 |
| Public Provident Fund Scheme | 7.1 |
| Kisan Vikas Patra | 7.5 (will mature in 115 months) |
| Sukanya Samriddhi Account Scheme | 8.2 |
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