Small Savings Schemes interest rates from July 2026 to September 2026

Small Savings Schemes interest rates from July 2026 to September 2026

SB Order No. 07/2026

F. No 113-03/2026
Government of India
Ministry of Communications
Department of Posts
(Financial Services Division)

Dak Bhawan, New Delhi-110001
Dated: 30.06.2026

To: All Head of Circles/Regions

Subject: Revision of interest rates for Small Savings Schemes w.e.f. 01.07.2026

Sir/Madam,

1. The undersigned is directed to intimate that, vide memorandum No. 1/4/2019-NS dated 30.06.2026 (copy enclosed), Government of India, Ministry of Finance, Department of Economic Affairs (Budget Division) has informed that the rates of interest on various Small Savings Schemes (National Savings Schemes) for the second quarter of financial year 2026-27 (starting from 1st July, 2026 and ending on 30th September, 2026) shall remain unchanged from those notified for the first quarter (1st April, 2026 to 30th June, 2026) of FY 2026-27.

2. It is requested to circulate it to all concerned for information and necessary guidance. This may also be placed on the notice board of all Post Offices in public area.

3. This issues with the approval of the Competent Authority.

Yours faithfully,

(Prasenjit Chata)
Assistant Director (SB-I)

F.No. 1/4/2019-NS
Government of India
Ministry of Finance
Department of Economic Affairs
(Budget Division)

Kartvya Bhawan – 1, New Delhi
Dated: 30.06.2026

Subject: Revision of interest rates for Small Savings Schemes – reg.

1. The rates of interest on various Small Savings Schemes for the second quarter of FY 2026-27 starting from 1st July, 2026 and ending on 30th September, 2026 shall remain unchanged from those notified for the first quarter (1st April, 2026 to 30th June, 2026) of FY 2026-27.

2. This has the approval of the competent authority.

(Masroor Ahmad)
Deputy Secretary (Budget)

InstrumentRates of interest
Savings Deposit4
1 Year Time Deposit6.9
2 Year Time Deposit7
3 Year Time Deposit7.1
4 Year Time Deposit7.5
5 Year Recurring Deposit6.7
Senior Citizen Savings Scheme8.2
Monthly Income Account Scheme7.4
National Savings Certificate7.7
Public Provident Fund Scheme7.1
Kisan Vikas Patra7.5 (will mature in 115 months)
Sukanya Samriddhi Account Scheme8.2

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