Small Savings Schemes interest rates from July 2026 to September 2026
SB Order No. 07/2026
F. No 113-03/2026
Government of India
Ministry of Communications
Department of Posts
(Financial Services Division)
Dak Bhawan, New Delhi-110001
Dated: 30.06.2026
To: All Head of Circles/Regions
Subject: Revision of interest rates for Small Savings Schemes w.e.f. 01.07.2026
Sir/Madam,
1. The undersigned is directed to intimate that, vide memorandum No. 1/4/2019-NS dated 30.06.2026 (copy enclosed), Government of India, Ministry of Finance, Department of Economic Affairs (Budget Division) has informed that the rates of interest on various Small Savings Schemes (National Savings Schemes) for the second quarter of financial year 2026-27 (starting from 1st July, 2026 and ending on 30th September, 2026) shall remain unchanged from those notified for the first quarter (1st April, 2026 to 30th June, 2026) of FY 2026-27.
2. It is requested to circulate it to all concerned for information and necessary guidance. This may also be placed on the notice board of all Post Offices in public area.
3. This issues with the approval of the Competent Authority.
Yours faithfully,
(Prasenjit Chata)
Assistant Director (SB-I)
F.No. 1/4/2019-NS
Government of India
Ministry of Finance
Department of Economic Affairs
(Budget Division)
Kartvya Bhawan – 1, New Delhi
Dated: 30.06.2026
Subject: Revision of interest rates for Small Savings Schemes – reg.
1. The rates of interest on various Small Savings Schemes for the second quarter of FY 2026-27 starting from 1st July, 2026 and ending on 30th September, 2026 shall remain unchanged from those notified for the first quarter (1st April, 2026 to 30th June, 2026) of FY 2026-27.
2. This has the approval of the competent authority.
(Masroor Ahmad)
Deputy Secretary (Budget)
| Instrument | Rates of interest |
|---|---|
| Savings Deposit | 4 |
| 1 Year Time Deposit | 6.9 |
| 2 Year Time Deposit | 7 |
| 3 Year Time Deposit | 7.1 |
| 4 Year Time Deposit | 7.5 |
| 5 Year Recurring Deposit | 6.7 |
| Senior Citizen Savings Scheme | 8.2 |
| Monthly Income Account Scheme | 7.4 |
| National Savings Certificate | 7.7 |
| Public Provident Fund Scheme | 7.1 |
| Kisan Vikas Patra | 7.5 (will mature in 115 months) |
| Sukanya Samriddhi Account Scheme | 8.2 |
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