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PFRDA Circular: Unified Pension Scheme (UPS) Option Extended to September 30, 2025

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igeadmin
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PFRDA Circular: Unified Pension Scheme (UPS) Option Extended to September 30, 2025

PENSION FUND REGULATORY AND DEVELOPMENT AUTHORITY बेटी पढाओ

Circular No.:पीएफआरडीए/2025/04/एसयूपी-सीजी-एसजी/01

Date: 26.06.2025

To,
The PrAOs, PAOs, DDOs of Central Government,
Existing Employees, Eligible Past Retirees and the Legally Wedded Spouses of Deceased Past Retirees of Central Government covered under National Pension System (NPS),
The DTAs, DTOs, DDOs of State Governments with respect to AIS Officials,
The Central Recordkeeping Agencies (CRAs),
National Pension System Trust.

Subject: Extension of cut-off date for exercising Option of Unified Pension Scheme (UPS) under NPS by three months i.e upto 30 September 2025

Please refer to the Regulation 3 (2) (i) of the Pension Fund Regulatory and Development Authority (Operationalisation of the Unified Pension Scheme under National Pension System) Regulations, 2025 dated 19th March 2025, wherein, it is provided that the exercise of option in respect of an eligible employee to covered under UPS shall be undertaken: – (i) within three months from 1st April 2025, or within such extended timelines if any, allowed by the Central Government, in respect of a person mentioned under clause (i) and clause (iii) of sub-regulation (1) of regulation 3 of the above regulations.

2. The Central Government of India has extended the cut-off date for exercising the option for UPS by three months i.e., upto 30th September 2025 in respect of the following

(i) migration to UPS from NPS by an existing Central Government employee in service as on 1st April 2025, who is covered under NPS,

Also read: Central Government extends UPS Option Cut-off Date to September 2025

(ii) claim by (a)A Central Government employee who was covered under NPS and who has superannuated or voluntarily retired or has retired under Fundamental Rules 56(j) (which is not treated as penalty under Central Civil Services (Classification, Control and Appeal) Rules, 1965), on or before 31st March 2025 or (b) the legally wedded spouse in case of a subscriber who has superannuated or retired and has demised prior to exercising the option for UPS.

सादर/Yours Sincerely,
(विकास कुमार सिंह) (Vikas Kumar Singh)
मुख्य महाप्रबंधक /Chief General Manager

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Small Savings Schemes interest rates from July 2025 to September 2025

By
igeadmin
-

Small Savings Schemes interest rates from July 2025 to September 2025

F.No.1/4/2019-NS
Government of India
Ministry of Finance
Department of Economic Affairs
(Budget Division)

North Block, New Delhi
Dated: 30.06.2025

OFFICE MEMORANDUM

Subject: Revision of interest rates for Small Savings Schemes – reg.

The rates of interest on various Small Savings Schemes for the second quarter of FY 2025-26 starting from 1st July, 2025 and ending on 30th September, 2025 shall remain unchanged from those notified for the first quarter (1st April, 2025 to 30th June, 2025) of FY 2025-26.

2. This has approval of the competent authority.

(Masroor Ahmad)
Deputy Secretary (Budget)

To,

  1. The Finance Secretary & Secretary (EA), Department of Economic Affairs, North Block, New Delhi.
  2. The Secretary, Department of Posts, Dak Bhawan, New Delhi.
  3. The Secretary, Department of Expenditure, North Block, New Delhi.
  4. The Secretary, Department of Investment and Public Asset Management, CGO complex, New Delhi.
  5. The Secretary, Department of Financial Services, Jeevan Deep Building, New Delhi.
  6. The Secretary, Department of Revenue, North Block, New Delhi.
  7. The Chief General Manager (DGBA) Reserve Bank of India, Central Office, Mumbai.
  8. Reserve Bank of India Central Account Section, Additional Office Building, East High Court Road, Civil Lines, P.B. No.15, Nagpur — 440 001.
  9. Chief Secretaries of States / UT Government
  10. The Joint Director National Savings Institute, New Delhi.
InstrumentRates of interest
Savings Deposit4
1 Year Time Deposit6.9
2 Year Time Deposit7
3 Year Time Deposit7.1
4 Year Time Deposit7.5
5 Year Recurring Deposit6.7
Senior Citizen Savings Scheme8.2
Monthly Income Account Scheme7.4
National Savings Certificate7.7
Public Provident Fund Scheme7.1
Kisan Vikas Patra7.5 (will mature in 115 months)
Sukanya Samriddhi Account Scheme8.2

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AICPIN for May 2025 released: Expected DA from July 2025

By
igeadmin
-

AICPIN for May 2025 released: Expected DA from July 2025

GOVERNMENT OF INDIA
MINISTRY OF LABOUR & EMPLOYMENT
LABOUR BUREAU

Shram Bureau Bhawan, Block No. 2,
Institutional Area, Sector 38 (West),
Chandigarh – 160036
Dated: 30.06.2025

F.No. 5/1/2021-CPI

Press Release

Consumer Price Index for Industrial Workers (2016=100) – May, 2025

1. Labour Bureau, an attached office of the M/o Labour & Employment, has been compiling Consumer Price Index for Industrial Workers every month on the basis of retail prices collected from 317 markets spread over 88 industrially important centres in the country. The index for the month of May, 2025 is being released in this press release.

2. The All-India CPI-IW for May, 2025 increased by 0.5 point and stood at 144.0 (one hundred forty four).

Also Check

DA Calculator from July 2025

DA Calculation Sheet

3. Year-on-year inflation for the month of May, 2025 stood at 2.93% as compared to 3.86% in May, 2024.

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EPFO Enhances Auto-Settlement Limit for Advance Claims to ₹5 Lakhs

By
igeadmin
-

EPFO Enhances Auto-Settlement Limit for Advance Claims to ₹5 Lakhs

EPFO has taken a significant step forward in its efforts to enhance member services by increasing the auto-settlement limit for advance claims from existing ₹1 lakh to ₹5 lakhs. This move will help lakhs of EPFO members receive funds faster, especially in times of urgent need.

EPFO had first introduced auto-settlement of advance claims during the COVID-19 pandemic to provide quick financial assistance to members. Since then the facility has been extended to cover advance claims for illness, education, marriage, and housing purposes. These claims are processed automatically by the system without any human involvement, ensuring quick turnaround and transparency.

In the financial year 2024–25, EPFO achieved a significant milestone by successfully processing a record 2.34 crore advance claims through auto-settlement, reflecting a sharp increase of 161% over the previous year. Notably, 59% of all advance claims in 2024–25 were settled through the auto mode.

Continuing this upward trajectory, in the first two and a half months of FY 2025–26, EPFO has already auto-settled 76.52 lakh claims, constituting around 70% of all advance claims settled so far. This growth highlights EPFO’s strong focus on automation and delivering faster, more efficient services to its members.

With the elevated limit of ₹5 lakhs, additional advance claims will now qualify for auto-settlement, leading to their processing within three days of submission. This enhanced limit and faster access to funds will help members get timely financial support when they need it the most.

This step is part of EPFO’s broader push to improve service delivery by using technology. Reaffirming the government’s commitment to enhance ease of access for EPFO members, it is underscored that the organization will continue to leverage technology and process simplification to ensure a seamless and efficient service experience. These reforms have not only accelerated the claim settlement process but have also contributed to minimizing member grievances, further enhancing ease of living for the member.

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Mandatory e-Service Books on e-HRMS 2.0: DOPT O.M

By
igeadmin
-

Mandatory e-Service Books on e-HRMS 2.0: DOPT O.M

e-F.No. Z-20025/02/2023-Estt.(AL)
Government of India
Ministry of Personnel, Public Grievances & Pension
Department of Personnel & Training

Block IV, Old JNU Campus,
New Delhi, dated 17.06.2025

OFFICE MEMORANDUM

Subject: Implementation of e-Service Book in all Ministries! Departments- Reg.

The Service Book of a Government Servant is a document to record all the events in his/her entire service period and career recording each and every administrative action of the Government Servant right from the stage of his recruitment till his retirement to reflect the history of service of a Government employee. As per SR 198 & 199 such a Service Book is to be maintained for a Government servant from the date of his! her first appointment and is required to be kept in the custody of the Head of Office in which he is serving and needs to be transferred along with the employee, upon transfer.

2. It has now been decided to maintain the c-Service Book on e-HRMS 2.0 portal.

3. Hence all the Ministries/ Departments, further to their onboarding on e-HRMS 2.0, are requested to maintain e-Service Books on e-HRMS 2.0 only and phase out physical service books, after ensuring the completeness & accuracy of data in the e-Service books on eHRMS 2.0, as the same will be treated legally tenable for all purposes.

(D S Nagalakshmi)
Deputy Secretary (L&A)

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Central Government extends UPS Option Cut-off Date to September 2025

By
igeadmin
-

Central Government extends UPS Option Cut-off Date to September 2025

The Unified Pension Scheme (UPS) for eligible Central Government employees was notified by the Ministry of Finance, Government of India, vide Notification No. F. No. FX-1/3/2024-PR dated 24th January 2025.

To operationalise this framework, the Pension Fund Regulatory and Development Authority (PFRDA) notified the PFRDA (Operationalisation of the Unified Pension Scheme under NPS) Regulations, 2025 on 19th March 2025.

As per the regulations, eligible existing employees, past retirees, and the legally wedded spouses of deceased past retirees were given a period of three months i.e., upto 30th June 2025 to exercise their option under the scheme.

In view of the representations received from various stakeholders requesting an extension of the cut-off date, the Government of India has decided to extend the cut-off date for exercising the option for UPS by three months i.e., upto 30th September 2025 for eligible existing employees, past retirees, and the legally wedded spouses of deceased past retirees.

PIB

Options to avail benefits under OPS on Death or Invalidation/Disability for Central Government Servants Covered under UPS: DOPPW

By
igeadmin
-

Options to avail benefits under OPS on Death or Invalidation/Disability for Central Government Servants Covered under UPS: DOPPW

No.57/01/2025-P&PW(B)/UPS/10498
Government of India
Ministry of Personnel, P.G.and Pensions
Department of Pension and Pensioners’ Welfare

Lok Nayak Bhawan, Khan Market,
New Delhi, the 18 June, 2025

OFFICE MEMORANDUM

Subject: Options to avail benefits under old pension scheme on death of Government servant during service or his discharge from Government service on account of invalidation or disability for Central Government servants covered under Unified Pension Scheme – reg.

The undersigned is directed to refer to the Ministry of Finance, Department of Financial Service’s Notification No.FS-1/3/2023-PR dated 24.01.2025 regarding introduction of the Unified Pension Scheme (UPS) as an option under NPS for the recruits to the Central Government civil service w.e.f.01.04.2025 giving one time option to the Central Government employees covered under the National Pension System (NPS) for inclusion under the UPS

2. The Department of Pension and Pensioner’ Welfare had notified the CCS (Implementation of National Pension System) Rules, 2021 to regulate service related matters of Central Government employees covered under NPS. Rule 10 of these rules provides for the option to be exercised by every Central Government employee covered under NPS for availing benefits under NPS or Old Pension Scheme (OPS) in the event of death of Government servant during service or his discharge on the ground of invalidation or disablement.

3. UPS has been notified as an option under the NPS. Therefore, it has been decided that the Central Government civil employees who opt for UPS under NPS shall also be eligible for option for availing benefits under UPS or the CCS (Pension) Rules, 2021 or the CSS (Extraordinary Pension) Rules, 2023 in the event of death of the Government servant during service or his discharge on the ground of invalidation or disablement.

4. Every Central Government servant covered who opts for Unified Pension Scheme under the National Pension System shall, at the time of joining Government service, exercise an option in Form 1 for availing benefits under the UPS or under the CCS (Pension) Rules, 2021 or the CCS (Extraordinary Pension) Rules, 2023 in the event of his/her death or boarding out on account of disablement or retirement on invalidation. Existing Government servants, who have opted for the Unified Pension Scheme under the National Pension System, shall also exercise such option as soon as possible after the notification of these clarifications.

5. The option shall be exercised to the Head of Office who will accept the same after verifying all the facts submitted therein and place it in the service book. A copy of the option shall be forwarded by the Head of Office to the Central Recordkeeping Agency through the Drawing and Disbursing Officer and the Pay and Accounts Officer for their record. The Pay and Accounts Officer shall also make suitable entry in the online system indicating the details regarding the option exercised by the Government servant.

6. Every Government servant shall, along with the option in Form 1, also submit details of family in Form 2 to the Head of Office. The Head of Office shall, on receipt of the Form 2, acknowledge receipt of the Form 2 and all further communications received from the Government servant 1n this behalf, countersign it indicating the date of receipt and get it pasted on the service book of the Government servant concerned. The Head of Office on receipt of communication from the Government servant regarding any change in the size of family shall also incorporate such a change in Form 2.

7. The option exercised may be revised at any number of times by the Government servant before his retirement by making a fresh option intimating his revised option to the Head of Office. On receipt of the revised option, the Head of Office and the Pay and Accounts Officer shall take further action as mentioned above.

8. A Government servant who 1s discharged on invalidation or disability shall be given an opportunity to submit a fresh option at the time of such discharge. Where such Government servant does not exercise a fresh option or 1s not 1n a position to exercise fresh option at the time of discharge, the option already exercised by the Government servant shall become operative. Where no option was exercised by the Government servant and the Government servant is not 1n a position to exercise an option at the time of discharge, his case will be regulated in accordance with para 11 below.

9. In the case of death of a Government servant while in service, the last option exercised by the deceased Government servant before his death shall be treated as final and the family shall have no right to revise the option.

10. Where a Government servant who did not exercise an option and dies before completion of service of fifteen years, his family will be granted family pension in accordance with the provisions of the CCS (Pension) Rules, 2021 or the CCS (Extraordinary Pension) Rules, 2023, as the case may be, as a default option.

11. Where a Government servant is discharged from Government service on account of invalidation or disability before completion of service of fifteen years without exercising an option, and is also not in a position to exercise an option at the time of discharge, he will be granted invalid pension or disability pension in accordance with the provisions of the CCS (Pension) Rules, 2021 or the CCS (Extraordinary Pension) Rules, 2023 as the case may be, as default option;

12. In all other cases, where no option was exercised by the Government servant, the claim of the Government servant on discharge from the service and that of the family on death of the Government servant, shall be regulated in accordance with the regulations to be framed in this regard.

13. In cases where the option exercised by the deceased Subscriber or the default option for benefit under the CCS (Pension) Rules or the CCS (Extraordinary Pension) Rules becomes infructuous on account of non-availability of an eligible member of the family for grant of family pension under the CCS (Pension) Rules, 2021 or the CCS (Extraordinary Pension) Rules, 2023 such option would be deemed to have become invalid and the benefits admissible under the Unified Pension Scheme shall be granted in accordance with the regulations to be framed in this regard.

14. A Government servant, who had exercised option or in whose case the default option is for availing benefits under the CCS (Pension) Rules, 2021 or CCS (Extraordinary Pension) Rules, 2023 on death of Government servant during service or his discharge from service on account of invalidation or disablement, as the case may be, further action will be taken by the Head of Office for disbursement of benefits 1n accordance with the provisions of the CCS (Pension) Rules, 2021.Where the death or disablement of the Government servant 1s attributable to Government service, further action will be taken by the Head of Office for disbursement of benefits in accordance with the CCS (Extraordinary Pension) Rules, 2023 subject to fulfillment of all the conditions for grant of benefits under those rules.

15. If on death of the Government servant during service or his discharge from service on account of invalidation or disablement, benefits are payable under the CCS (Extraordinary Pension) Rules, 2023 or the CCS (Pension) Rules, 2021, the Government contribution and returns thereon in the accumulated pension corpus of the Government servant shall be transferred to Government account.The remaining accumulated pension corpus shall be paid in lump sum in accordance with the regulations to be framed in this regard.

16. In the case of death of a Government servant during service or his discharge from service on account of invalidation or disablement, who had exercised option or in whose case the default option is for availing benefits under the UPS, such benefits may be granted in accordance with the regulations to be framed in this regard.

17.Copy of Form 1 and Form 2 are also enclosed.

18. This issues in consultation with of Ministry of Finance, Department of Expenditure vide ID Note No.1(18)/EV/2024 ( part 2) dated 16.06.2025.

19. In so far as the persons serving in the Indian Audit and Accounts Department are concerned, these orders are issued in consultation with Comptroller and Auditor General of India, as mandated under Article 148(5) of the Constitution of India.

(Dhrubajyoti Sengupta)
Joint Secretary to the Government of India

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Extension of benefits of Retirement Gratuity and Death Gratuity to the Central Govt employees covered by UPS: DOPPW O.M

By
igeadmin
-

Extension of benefits of Retirement Gratuity and Death Gratuity to the Central Govt employees covered by UPS: DOPPW O.M

No. 57/01/2025-P&PW(B)/UP S/10498
Government of India
Ministry of Personnel, P.G. and Pensions
Department of Pension and Pensioners’ Welfare

Lok Nayak Bhawan, Khan Market,
New Delhi, the 18th June, 2025

OFFICE MEMORANDUM

Subject: Extension of benefits of ‘Retirement Gratuity and Death Gratuity’ to the Central Government employees covered by Unified Pension Scheme – reg.

The undersigned is directed to refer to the Ministry of Finance, Department of Financial Service’s Notification No. FS-I/3/2023-PR dated 24.01.2025 regarding introduction of the Unified Pension Scheme as an option under NPS for the recruits to the Central Government civil service w.e.f. 01.04.2025 giving one time option to the Central Government employees covered under the National Pension System (NPS) for inclusion under the Unified Pension Scheme.

2. Accordingly, it is clarified that the Central Government employees covered by Unified Pension Scheme shall be eligible for benefit of ‘Retirement gratuity and Death gratuity’ under the provisions of the Central Civil Service (Payment of Gratuity under National Pension System ) Rules, 2021.

3. This issues in consultation with of Ministry of Finance, Department of Expenditure vide ID Note No. 1(18)/EV/2024 dated 03.06.2025.

4. In so far as the persons serving in the Indian Audit and Accounts Department are concerned, these orders are issued in consultation with Comptroller and Auditor General of India, as mandated under Article 148(5) of the Constitution of India.

(Dhrubajyoti Sengupta)
Joint Secretary to the Government of India

To,

  1. All Central Govt. Ministries / Departments.
  2. Department of Expenditure, Ministry of Finance, North Block, New Delhi.
  3. C&AG, Bahadur Shah Zafar Marg, New Delhi.
  4. Ministry of Railways, Railway Board, for information, New Delhi.
  5. Department of Personnel and Training, North Block, New Delhi.
  6. Department of Financial Services, Jeevan Deep Building, Parliament Street, New Delhi.
  7. Office of Controller General of Accounts, Mahalekha Niyantrak Bhawan, New
  8. NIC for uploading on Department’s website.

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Bharat Pensioners Samaj Urges Finance Minister to expedite 8th Central Pay Commission Formation

By
igeadmin
-

Bharat Pensioners Samaj Urges Finance Minister to expedite 8th Central Pay Commission Formation

BHARAT PENSIONERS’ SAMAJ
(AIL India Federation of Pensioners Associations)

No BPS/SG/CPC/025/04

Date: 01.06.025

To,

The Hon’ble Finance Minister,
Ministry of Finance,
Government of India

&

The Secretary,
Department of Personnel and Training (DoPT),
Government of India,

Subject: Urgent Request for Expediting Terms of Reference and Appointment of Chairman and Members of the 8th Central Pay Commission

Respected Madam,

We, on behalf of the Bharat Pensioners Samaj (BPS), one of the oldest and largest federations representing pensioners and senior citizens across the country, wish to express our gratitude for the Government’s decision in January 2025 to accept the long-standing demand for the constitution of the 8th Central Pay Commission.

However, the lack of further progress — notably the non-finalization of the Terms of Reference and the absence of announcements regarding the Chairman and Members of the Commission has led to growing unease.

The prolonged delay is fueling rumors, speculations, and misunderstandings, causing anxiety and uncertainty among government pensioners. Unverified information circulating on various media and social platforms is creating confusion and adversely affecting morale.

Given the criticality of the situation, we humbly request your good offices to kindly expedite the necessary steps for:

  • Early finalization of the Terms of Reference (ToR),
  • Prompt appointment of the Chairman and Members of the 8th CPC, and
  • Ensuring representation of pensioners in the Commission.

Clear and timely communication will not only dispel rumors and reassure stakeholders but will also facilitate the smooth and effective functioning of the Commission to deliver its recommendations on schedule.

We trust our earnest appeal will receive your kind consideration and prompt action.

Thanking you,

Yours sincerely,

S.C. Maheshwari
Secretary General
Bharat Pensioners Samaj (BPS)

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Provision of one-time relaxation for processing Married Daughter cases in manual mode: GDS

By
igeadmin
-

Provision of one-time relaxation for processing Married Daughter cases in manual mode

No.17-01/2017-GDS
Government of India
Ministry of Communications
Department of Posts
(GDS Section)

To,
All The Chief Postmasters General.

Dak Bhawan, Sansad Marg,
New Delhi-110 001
Dated: 05-Jun-2025

Subject: Provision of one-time relaxation for processing Married Daughter cases in manual mode, which were registered before the introduction of the said provision dated 27.06.2024 in the Compassionate Engagement Scheme, 2023.

Sir/ Madam,

I am directed to refer to the Scheme of Compassionate Engagement for dependents of the deceased GDS issued vide this office OM of even number dated 14.06.2023, along with the Addendum dated 27.06.2024 and clarification dated 01.07.2024, issued under the Scheme of Compassionate Engagement of GDS, 2023.

2. This office is in receipt of representations from some Circles as well as the GDS Union, highlighting the difficulties being faced in processing cases of ‘married daughters’ of the deceased GDS registered in the Portal seeking compassionate engagement, during the period from 11.12.2023 (the date of launch of the online portal) to prior to the issuance of the ‘Married Daughter’ provision dated 27.06.2024.

3. In view of the difficulties being experienced by the Circles, it has been decided that cases falling within the period mentioned above, may be processed in offline/manual mode.

4. Wherever such cases have already been registered in the portal and further processing is not feasible due to system limitations, the concerned Circles, in consultation with DEPT, may update the status of these cases in the CCE Portal as “Processed Manually”.

This issues with the approval of the competent authority.

Yours faithfully,
Digitally signed by
Anand Singh
Assistant Director (GDS)

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